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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 9,203,832 | 7,100,561 | 6,811,633 | 1.31 | 9.68 | 3.76 |
| 2016-06-30 | 9,667,284 | 7,329,421 | 7,092,431 | 1.31 | 9.84 | 3.69 |
| 2016-09-30 | 10,910,711 | 8,697,122 | 8,252,289 | 1.30 | 9.66 | 3.73 |
| 2016-12-31 | 11,096,621 | 8,800,513 | 8,461,243 | 1.33 | 9.74 | 3.75 |
| 2017-03-31 | 11,629,386 | 9,342,029 | 8,669,634 | 1.35 | 9.10 | 3.62 |
| 2017-06-30 | 20,765,252 | 15,800,346 | 14,798,464 | 1.17 | 7.09 | 3.19 |
| 2017-09-30 | 21,676,169 | 15,839,295 | 15,320,044 | 1.25 | 7.42 | 3.59 |
| 2017-12-31 | 22,081,233 | 16,521,191 | 15,695,061 | 1.06 | 6.20 | 3.72 |
| 2018-03-31 | 22,809,894 | 16,587,015 | 16,374,669 | 1.52 | 8.81 | 3.73 |
| 2018-06-30 | 23,860,234 | 17,938,235 | 17,097,052 | 1.54 | 9.04 | 3.73 |
| 2018-09-30 | 24,418,908 | 18,489,782 | 17,442,843 | 1.56 | 9.27 | 3.73 |
| 2018-12-31 | 24,904,500 | 18,949,604 | 17,674,123 | 1.57 | 9.39 | 3.72 |
| 2019-03-31 | 25,445,234 | 18,602,980 | 18,155,826 | 1.54 | 9.35 | 3.54 |
| 2019-06-30 | 26,412,028 | 19,550,207 | 18,815,364 | 1.54 | 9.42 | 3.50 |
| 2019-09-30 | 27,417,529 | 20,205,443 | 19,346,349 | 1.57 | 9.53 | 3.47 |
| 2019-12-31 | 27,665,771 | 20,370,700 | 19,792,504 | 1.55 | 9.36 | 3.45 |
| 2020-03-31 | 29,127,406 | 21,421,607 | 20,268,483 | 0.47 | 2.83 | 3.26 |
| 2020-06-30 | 33,195,179 | 25,848,195 | 22,320,572 | 0.66 | 4.23 | 3.11 |
| 2020-09-30 | 33,637,227 | 26,826,735 | 22,283,802 | 0.91 | 5.96 | 3.05 |
| 2020-12-31 | 34,775,324 | 27,989,404 | 22,258,472 | 1.02 | 6.78 | 3.04 |
| 2021-03-31 | 35,145,561 | 28,598,048 | 22,904,130 | 1.42 | 9.94 | 2.96 |
| 2021-06-30 | 35,216,904 | 28,489,663 | 22,706,999 | 1.45 | 10.03 | 3.01 |
| 2021-09-30 | 36,310,436 | 29,657,800 | 22,894,220 | 1.46 | 10.14 | 3.02 |
| 2021-12-31 | 38,275,134 | 31,501,081 | 23,214,520 | 1.46 | 10.19 | 2.99 |
| 2022-03-31 | 39,201,039 | 32,512,127 | 24,340,011 | 1.34 | 9.77 | 2.81 |
| 2022-06-30 | 39,877,839 | 32,761,671 | 26,153,981 | 1.39 | 10.22 | 2.94 |
| 2022-09-30 | 40,881,802 | 33,847,575 | 27,484,528 | 1.42 | 10.53 | 3.12 |
| 2022-12-31 | 41,842,515 | 35,156,173 | 28,804,270 | 1.43 | 10.58 | 3.23 |
| 2023-03-31 | 44,987,683 | 36,371,007 | 30,065,875 | 1.34 | 10.18 | 3.30 |
| 2023-06-30 | 46,759,060 | 37,940,244 | 30,924,525 | 1.58 | 12.16 | 3.23 |
| 2023-09-30 | 47,374,104 | 38,488,931 | 31,737,094 | 1.46 | 11.32 | 3.19 |
| 2023-12-31 | 47,830,432 | 38,754,732 | 32,436,533 | 1.32 | 10.24 | 3.16 |
| 2024-03-31 | 48,762,400 | 39,603,504 | 32,902,190 | 1.09 | 8.57 | 3.01 |
| 2024-06-30 | 49,227,159 | 39,970,180 | 33,590,749 | 0.81 | 6.34 | 3.06 |
| 2024-09-30 | 50,562,077 | 41,155,588 | 34,103,993 | 0.96 | 7.56 | 3.11 |
| 2024-12-31 | 52,489,231 | 43,089,412 | 35,266,609 | 1.04 | 8.18 | 3.13 |
| 2025-03-31 | 54,173,093 | 44,735,690 | 35,874,703 | 1.13 | 9.16 | 3.12 |
| 2025-06-30 | 54,690,073 | 45,253,115 | 36,894,632 | 1.19 | 9.63 | 3.16 |
| 2025-09-30 | 55,867,973 | 45,987,934 | 37,673,559 | 1.23 | 10.00 | 3.20 |
| 2025-12-31 | 57,636,946 | 47,876,135 | 38,809,822 | 1.25 | 10.21 | 3.21 |
| 2026-03-31 | 122,628,191 | 101,064,128 | 84,505,366 | 1.02 | 8.63 | 4.71 |
| 2026-06-30 | 128,791,735 | 102,245,160 | 87,766,924 | 1.08 | 9.24 | 4.17 |
428 current branch locations across 13 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-02 | 1 | 395238 | 2925666 |
| 2017-06-16 | 1 | 1908082 | 2925666 |
| 2016-07-01 | 1 | 481355 | 2925666 |
| 2015-09-01 | 1 | 2721176 | 2925666 |
| 2015-08-01 | 1 | 3560783 | 2925666 |
| 2008-03-01 | 1 | 3018538 | 2925666 |
| 2008-03-01 | 1 | 3076163 | 2925666 |
| 2006-03-27 | 1 | 461870 | 2925666 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.