Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-12-31 | 1,007,803 | 917,992 | 324,635 | 1.13 | 12.33 | 2.50 |
| 2022-03-31 | 1,013,352 | 944,213 | 347,413 | 0.77 | 10.74 | 2.23 |
| 2022-06-30 | 1,013,375 | 952,733 | 369,713 | 0.90 | 13.65 | 2.34 |
| 2022-12-31 | 1,000,918 | 939,523 | 387,552 | 0.99 | 16.73 | 2.60 |
| 2023-12-31 | 1,035,146 | 859,235 | 449,117 | 0.80 | 13.10 | 2.48 |
| 2024-03-31 | 1,023,736 | 849,223 | 468,997 | 0.84 | 12.26 | 2.49 |
| 2024-09-30 | 1,001,872 | 816,562 | 496,213 | 1.05 | 14.21 | 2.64 |
| 2025-12-31 | 1,014,794 | 905,998 | 531,121 | 1.38 | 14.74 | 3.70 |
| 2026-03-31 | 985,886 | 874,100 | 545,480 | 1.62 | 16.16 | 3.88 |
| 2026-06-30 | 1,009,488 | 896,459 | 542,510 | 1.50 | 14.76 | 3.86 |
7 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1989-07-17 | 1 | 81755 | 65559 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.