PLAINS COMMERCE BANK

FDIC #1678 · SD · period 20260630

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Total assets1,117,254+7.12% YoY

Total deposits830,096-6.32% YoY

Net loans and leases938,637+31.68% YoY

Return on assets8.09%+363.59% YoY

Return on equity64.89%+387.16% YoY

Net interest margin3.92%+3.59% YoY

Peer position

Return on assets58thin line · n=902

Return on equity53rdin line · n=894

Net interest margin45thin line · n=902

Equity to assets56thin line · n=894

Noncurrent loans22ndopportunity · n=887

Liquid assets5thopportunity · n=895

Brokered deposits19thopportunity · n=890

Loans to deposits16thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2020-09-30	1,117,254	830,096	938,637	8.09	64.89	3.92
2020-12-31	1,100,504	865,578	817,223	8.92	71.33	3.86
2021-03-31	1,129,895	929,069	924,878	3.59	28.49	4.04
2021-06-30	1,063,673	898,632	742,063	2.12	16.43	3.79
2021-09-30	1,042,973	886,108	712,843	1.74	13.32	3.78
2021-12-31	1,046,473	906,141	736,762	1.40	10.81	3.65
2022-03-31	1,027,085	889,610	710,945	-0.38	-3.11	3.12
2022-12-31	1,054,618	819,343	855,488	0.28	2.29	3.79
2023-03-31	1,120,187	881,162	881,759	1.02	8.84	3.66
2023-06-30	1,274,774	917,015	1,017,349	0.74	6.80	3.44
2023-09-30	1,145,987	905,379	919,445	0.75	6.89	3.45
2023-12-31	1,205,205	906,535	967,891	0.82	7.57	3.41
2024-03-31	1,174,606	919,444	957,017	1.41	13.13	3.10
2024-06-30	1,260,743	955,048	1,043,617	1.40	13.18	3.07
2024-09-30	1,240,081	1,013,802	1,027,740	0.55	5.19	3.06
2024-12-31	1,270,295	1,006,626	1,032,556	0.62	5.92	3.07
2025-03-31	1,234,611	989,962	1,005,481	0.19	1.83	3.21
2025-06-30	1,252,724	1,016,078	1,017,404	0.80	7.58	3.26
2025-09-30	1,302,331	1,044,326	1,075,447	1.03	9.83	3.31
2025-12-31	1,308,415	1,050,111	1,079,381	1.14	10.84	3.38
2026-03-31	1,346,131	1,069,070	1,104,216	1.59	15.24	3.41
2026-06-30	1,298,838	1,078,336	1,073,806	1.34	12.66	3.63

Structure and branch footprint

8 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2001-01-02	1	402051	593052

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.