Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

PLANTERS BANK&TRUST CO

FDIC #8235 · MS · period 20260630

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Total assets1,054,084-2.59% YoY

Total deposits941,173-2.48% YoY

Net loans and leases545,184-1.09% YoY

Return on assets1.11%+15.03% YoY

Return on equity12.32%+20.08% YoY

Net interest margin3.50%+2.64% YoY

Peer position

Return on assets56thin line · n=902

Return on equity47thin line · n=894

Net interest margin67thin line · n=902

Equity to assets69thin line · n=894

Noncurrent loans43rdin line · n=887

Liquid assets73rdstrength · n=895

Brokered deposits53rdin line · n=890

Loans to deposits72ndstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,054,084	941,173	545,184	1.11	12.32	3.50
2016-06-30	1,031,767	899,274	566,774	1.12	11.92	3.61
2016-09-30	1,026,581	891,900	581,129	1.12	11.59	3.67
2016-12-31	1,033,732	919,984	561,997	1.09	11.36	3.64
2017-03-31	1,082,064	965,117	551,212	0.97	10.26	3.41
2017-06-30	1,063,169	909,444	574,706	1.00	10.42	3.48
2017-09-30	1,040,936	886,768	598,130	1.02	10.44	3.53
2017-12-31	1,024,661	887,137	587,926	0.94	9.55	3.59
2018-03-31	1,049,891	928,890	554,184	0.99	10.12	3.48
2018-06-30	1,053,911	918,549	587,480	1.01	10.30	3.49
2018-09-30	1,045,886	887,031	613,632	1.10	11.08	3.55
2018-12-31	1,047,355	916,754	605,739	1.16	11.76	3.63
2019-03-31	1,099,987	969,295	579,908	1.10	11.05	3.46
2019-06-30	1,081,207	935,200	601,713	1.09	10.72	3.49
2019-09-30	1,090,964	946,003	607,145	1.13	10.90	3.51
2019-12-31	1,098,217	958,355	582,437	1.11	10.64	3.48
2020-03-31	1,148,360	1,002,519	564,022	1.08	10.29	3.28
2020-06-30	1,239,617	1,086,368	645,759	0.90	8.68	3.09
2020-09-30	1,222,650	1,071,806	644,598	0.89	8.50	3.07
2020-12-31	1,240,380	1,100,702	565,145	0.98	9.44	3.15
2021-03-31	1,348,414	1,213,444	578,128	0.75	7.90	2.61
2021-06-30	1,309,558	1,169,787	598,883	0.83	8.70	2.75
2021-09-30	1,324,763	1,179,980	564,327	1.14	11.81	3.00
2021-12-31	1,763,876	1,558,945	869,366	1.00	10.35	2.77
2022-03-31	1,801,308	1,622,786	860,786	0.96	10.54	2.85
2022-06-30	1,811,278	1,617,772	937,109	1.02	11.24	2.98
2022-09-30	1,829,929	1,564,026	1,034,870	0.99	11.14	3.09
2022-12-31	1,896,312	1,573,671	1,119,138	0.99	11.11	3.09
2023-03-31	1,916,526	1,624,775	1,141,516	0.92	10.47	3.07
2023-06-30	1,980,912	1,608,152	1,209,904	0.88	10.17	2.84
2023-09-30	2,014,058	1,632,149	1,231,835	1.05	12.26	2.72
2023-12-31	2,032,400	1,630,819	1,231,326	0.91	10.46	2.65
2024-03-31	2,003,415	1,625,064	1,247,935	0.64	7.00	2.51
2024-06-30	2,016,426	1,673,250	1,277,334	0.60	6.54	2.47
2024-09-30	2,058,054	1,694,131	1,282,073	0.64	6.84	2.46
2024-12-31	1,995,139	1,689,920	1,252,325	0.66	6.90	2.50
2025-03-31	2,085,339	1,776,740	1,263,941	0.79	7.97	2.69
2025-06-30	2,136,719	1,820,663	1,261,695	0.86	8.67	2.76
2025-09-30	2,071,279	1,783,750	1,275,733	0.86	8.52	2.82
2025-12-31	2,064,227	1,757,489	1,265,972	0.84	8.20	2.91
2026-03-31	2,688,272	2,283,093	1,738,798	1.39	12.37	4.12
2026-06-30	2,711,794	2,279,879	1,785,613	1.32	11.63	3.98

Structure and branch footprint

33 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2026-01-01	1	755252	972648
2021-12-18	1	3177426	972648
2016-02-01	1	2950604	972648
2008-12-06	1	971472	972648
1994-04-16	50	232472	972648

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.