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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-12-31 | 1,020,038 | 804,989 | 776,614 | 1.14 | 12.85 | 3.59 |
| 2023-06-30 | 1,070,092 | 857,088 | 827,563 | 0.87 | 9.89 | 3.43 |
| 2023-09-30 | 1,096,652 | 900,272 | 845,702 | 0.93 | 10.59 | 3.44 |
| 2023-12-31 | 1,087,875 | 893,575 | 856,793 | 0.96 | 10.95 | 3.47 |
| 2024-03-31 | 1,097,414 | 902,532 | 846,840 | 0.82 | 9.15 | 3.46 |
| 2024-06-30 | 1,122,237 | 925,010 | 853,774 | 0.95 | 10.60 | 3.55 |
| 2024-09-30 | 1,099,569 | 911,962 | 852,737 | 1.00 | 11.05 | 3.64 |
| 2024-12-31 | 1,111,270 | 913,795 | 858,206 | 1.04 | 11.44 | 3.70 |
| 2025-03-31 | 1,128,711 | 955,858 | 875,442 | 1.08 | 11.48 | 3.88 |
| 2025-06-30 | 1,136,226 | 960,113 | 872,976 | 1.19 | 12.56 | 4.02 |
| 2025-09-30 | 1,130,955 | 953,648 | 884,531 | 1.22 | 12.78 | 4.12 |
| 2025-12-31 | 1,171,499 | 974,606 | 917,148 | 1.23 | 12.79 | 4.14 |
| 2026-03-31 | 1,229,135 | 1,045,360 | 940,537 | 1.20 | 12.53 | 4.21 |
| 2026-06-30 | 1,248,096 | 1,072,009 | 922,823 | 1.23 | 12.79 | 4.25 |
12 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-03-13 | 1 | 736158 | 2465881 |
| 2018-09-15 | 1 | 718556 | 2465881 |
| Period | Type | Headline | Status |
|---|---|---|---|
| 2017-03-06 | regulatory action | Civil Money Penalty, $33,785 | published |
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.