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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,035,723 | 904,142 | 732,195 | 1.47 | 13.81 | 4.34 |
| 2020-09-30 | 1,114,796 | 977,767 | 737,650 | 1.45 | 14.13 | 4.17 |
| 2020-12-31 | 1,110,597 | 974,388 | 700,795 | 1.50 | 14.73 | 4.18 |
| 2021-03-31 | 1,205,927 | 1,069,978 | 722,416 | 1.58 | 16.64 | 3.91 |
| 2021-06-30 | 1,266,672 | 1,132,612 | 725,148 | 1.54 | 16.47 | 3.71 |
| 2021-09-30 | 1,570,281 | 1,405,545 | 856,975 | 1.64 | 17.92 | 3.84 |
| 2021-12-31 | 1,612,990 | 1,440,061 | 860,662 | 1.59 | 17.44 | 3.79 |
| 2022-03-31 | 1,620,399 | 1,468,507 | 844,129 | 1.44 | 17.07 | 3.26 |
| 2022-06-30 | 1,618,717 | 1,473,637 | 858,073 | 1.44 | 17.60 | 3.45 |
| 2022-09-30 | 1,650,760 | 1,512,147 | 850,137 | 1.56 | 19.86 | 3.69 |
| 2022-12-31 | 1,618,881 | 1,458,773 | 906,269 | 1.66 | 21.20 | 3.93 |
| 2023-03-31 | 1,578,697 | 1,409,311 | 906,022 | 1.67 | 20.25 | 4.69 |
| 2023-06-30 | 1,573,138 | 1,398,197 | 925,050 | 1.69 | 20.25 | 4.72 |
| 2023-09-30 | 1,573,008 | 1,405,938 | 948,719 | 1.81 | 21.89 | 4.79 |
| 2023-12-31 | 1,610,160 | 1,337,264 | 948,604 | 1.84 | 21.53 | 4.79 |
| 2024-03-31 | 1,639,663 | 1,309,215 | 966,141 | 1.58 | 16.07 | 4.72 |
| 2024-06-30 | 1,641,605 | 1,315,149 | 986,517 | 1.65 | 16.50 | 4.84 |
| 2024-09-30 | 1,663,528 | 1,362,188 | 993,070 | 1.75 | 16.99 | 4.90 |
| 2024-12-31 | 1,622,958 | 1,383,361 | 1,005,375 | 1.80 | 17.20 | 4.96 |
| 2025-03-31 | 1,632,802 | 1,385,916 | 1,000,651 | 1.81 | 15.95 | 5.02 |
| 2025-06-30 | 1,628,187 | 1,380,747 | 1,006,873 | 1.71 | 14.78 | 4.98 |
| 2025-09-30 | 2,229,142 | 1,833,655 | 1,480,415 | 1.45 | 12.57 | 5.17 |
| 2025-12-31 | 2,238,358 | 1,819,010 | 1,495,834 | 1.64 | 14.01 | 5.25 |
| 2026-03-31 | 2,199,524 | 1,778,694 | 1,486,412 | 1.79 | 14.41 | 5.16 |
| 2026-06-30 | 2,277,465 | 1,891,716 | 1,496,190 | 1.80 | 14.54 | 5.16 |
20 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-07-01 | 1 | 3485420 | 670467 |
| 2021-07-01 | 1 | 3620539 | 670467 |
| 2003-11-15 | 7 | 33772 | 670467 |
| 1988-12-19 | 1 | 360366 | 670467 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.