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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 350,643,006 | 254,089,464 | 206,298,520 | 0.86 | 8.02 | 2.70 |
| 2016-06-30 | 350,224,267 | 253,731,312 | 208,814,799 | 0.90 | 8.38 | 2.68 |
| 2016-09-30 | 357,858,693 | 263,528,908 | 210,681,971 | 0.91 | 8.46 | 2.67 |
| 2016-12-31 | 355,999,734 | 262,381,505 | 210,681,137 | 0.90 | 8.40 | 2.68 |
| 2017-03-31 | 360,348,645 | 265,886,710 | 211,826,660 | 0.87 | 8.32 | 2.71 |
| 2017-06-30 | 361,210,826 | 265,568,580 | 217,930,704 | 0.92 | 8.79 | 2.77 |
| 2017-09-30 | 363,680,674 | 266,871,557 | 220,187,375 | 0.95 | 9.01 | 2.82 |
| 2017-12-31 | 370,002,264 | 271,355,544 | 220,452,227 | 0.96 | 9.13 | 2.83 |
| 2018-03-31 | 368,067,095 | 271,052,724 | 219,968,519 | 1.09 | 10.54 | 2.89 |
| 2018-06-30 | 368,950,936 | 271,048,550 | 221,544,042 | 1.14 | 11.01 | 2.93 |
| 2018-09-30 | 368,603,488 | 270,239,003 | 221,543,448 | 1.16 | 11.22 | 2.96 |
| 2018-12-31 | 370,500,928 | 272,919,676 | 224,541,765 | 1.19 | 11.38 | 2.98 |
| 2019-03-31 | 380,593,462 | 277,007,423 | 230,292,335 | 1.12 | 10.52 | 3.00 |
| 2019-06-30 | 393,267,250 | 279,337,830 | 235,641,965 | 1.16 | 10.93 | 2.97 |
| 2019-09-30 | 395,782,998 | 292,796,373 | 236,831,740 | 1.16 | 10.99 | 2.95 |
| 2019-12-31 | 397,703,264 | 296,092,561 | 238,192,853 | 1.13 | 10.72 | 2.92 |
| 2020-03-31 | 433,803,038 | 313,467,769 | 262,920,537 | 0.82 | 8.09 | 2.76 |
| 2020-06-30 | 455,305,894 | 365,224,263 | 253,772,231 | 0.06 | 0.61 | 2.67 |
| 2020-09-30 | 457,454,159 | 370,405,468 | 245,335,898 | 0.44 | 4.40 | 2.60 |
| 2020-12-31 | 463,097,309 | 380,920,825 | 238,178,032 | 0.64 | 6.40 | 2.54 |
| 2021-03-31 | 469,299,477 | 389,441,386 | 234,280,060 | 1.41 | 14.34 | 2.25 |
| 2021-06-30 | 453,973,605 | 375,490,663 | 231,979,145 | 1.40 | 14.07 | 2.27 |
| 2021-09-30 | 462,385,600 | 381,465,342 | 232,791,097 | 1.23 | 12.34 | 2.27 |
| 2021-12-31 | 551,902,526 | 463,881,572 | 285,763,376 | 0.91 | 9.09 | 2.13 |
| 2022-03-31 | 534,892,194 | 454,490,173 | 291,432,685 | 0.99 | 10.89 | 2.31 |
| 2022-06-30 | 534,346,587 | 447,016,284 | 307,558,498 | 1.01 | 11.42 | 2.44 |
| 2022-09-30 | 553,395,198 | 443,998,950 | 311,970,467 | 1.04 | 12.15 | 2.59 |
| 2022-12-31 | 552,307,127 | 441,983,679 | 322,313,154 | 1.06 | 12.55 | 2.71 |
| 2023-03-31 | 556,314,067 | 446,675,470 | 322,751,021 | 1.20 | 14.81 | 3.00 |
| 2023-06-30 | 554,128,320 | 434,882,015 | 317,875,148 | 1.17 | 14.23 | 2.97 |
| 2023-09-30 | 553,114,006 | 431,148,750 | 314,593,791 | 1.17 | 14.17 | 2.94 |
| 2023-12-31 | 557,463,343 | 428,985,450 | 317,468,630 | 1.05 | 12.48 | 2.92 |
| 2024-03-31 | 561,950,304 | 432,284,317 | 315,849,584 | 1.04 | 11.58 | 2.75 |
| 2024-06-30 | 552,530,492 | 423,233,968 | 317,801,335 | 1.07 | 11.84 | 2.78 |
| 2024-09-30 | 559,700,365 | 430,345,836 | 317,560,885 | 1.09 | 11.76 | 2.82 |
| 2024-12-31 | 556,138,962 | 433,565,511 | 312,851,818 | 1.11 | 11.95 | 2.86 |
| 2025-03-31 | 549,324,449 | 429,504,882 | 315,562,969 | 1.16 | 11.82 | 2.97 |
| 2025-06-30 | 554,573,142 | 433,046,862 | 323,671,970 | 1.20 | 12.02 | 2.99 |
| 2025-09-30 | 563,953,196 | 439,691,784 | 323,261,994 | 1.24 | 12.34 | 3.01 |
| 2025-12-31 | 568,338,163 | 450,665,135 | 329,027,570 | 1.30 | 12.79 | 3.03 |
| 2026-03-31 | 567,948,516 | 441,507,226 | 342,366,467 | 1.32 | 12.59 | 3.09 |
| 2026-06-30 | 609,771,726 | 457,798,362 | 364,861,213 | 1.32 | 12.59 | 3.15 |
2,418 current branch locations across 28 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-06-19 | 1 | 288853 | 817824 |
| 2022-05-01 | 1 | 2887308 | 817824 |
| 2021-10-09 | 1 | 697633 | 817824 |
| 2012-09-04 | 1 | 3782932 | 817824 |
| 2012-03-03 | 1 | 1494240 | 817824 |
| 2011-01-01 | 1 | 2726603 | 817824 |
| 2011-01-01 | 1 | 3616372 | 817824 |
| 2009-11-07 | 1 | 259518 | 817824 |
| 2009-08-22 | 1 | 83311 | 817824 |
| 2009-08-15 | 50 | 268275 | 817824 |
| 2008-08-09 | 1 | 872711 | 817824 |
| 2008-08-09 | 1 | 3082294 | 817824 |
| 2008-03-08 | 1 | 156916 | 817824 |
| 2007-09-15 | 1 | 246321 | 817824 |
| 2007-09-15 | 1 | 802129 | 817824 |
| 2007-09-15 | 1 | 809324 | 817824 |
| 2007-09-15 | 1 | 229427 | 817824 |
| 2007-09-15 | 1 | 208927 | 817824 |
| 2007-09-15 | 1 | 489128 | 817824 |
| 2007-09-15 | 1 | 72614 | 817824 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.