Regulatory profile
Windsor, CO · FDIC certificate #3031
POINTS WEST COMMUNITY BANK is an FDIC-insured institution based in Windsor, CO (FDIC certificate #3031). In its Q3 2026 Call Report it reported total assets of $1.0B, total deposits of $906M and net loans of $538M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for POINTS WEST COMMUNITY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $906M |
|---|---|
| Net loans and leases | $538M |
Plain-language readout
POINTS WEST COMMUNITY BANK in Windsor, CO funds its loans with $906M of deposits and holds $538M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for POINTS WEST COMMUNITY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 59.36% in Q3 2026, against 60.50% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $538M | $906M | 59.36% |
| Q2 2026 | $460M | $768M | 59.84% |
| Q1 2026 | $462M | $764M | 60.50% |