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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 7,880,357 | 5,393,107 | 4,947,486 | 0.46 | 1.97 | 3.79 |
| 2016-06-30 | 8,223,658 | 5,475,652 | 5,176,680 | 0.53 | 2.32 | 3.79 |
| 2016-09-30 | 8,450,780 | 5,778,788 | 5,278,233 | 0.48 | 2.11 | 3.74 |
| 2016-12-31 | 8,629,295 | 6,060,952 | 5,563,494 | 0.51 | 2.27 | 3.69 |
| 2017-03-31 | 8,832,084 | 6,309,231 | 5,708,565 | 0.40 | 1.89 | 3.55 |
| 2017-06-30 | 8,973,930 | 6,402,802 | 5,786,835 | 0.49 | 2.36 | 3.58 |
| 2017-09-30 | 9,323,379 | 6,558,640 | 5,966,376 | 0.21 | 1.02 | 3.57 |
| 2017-12-31 | 9,168,165 | 6,690,837 | 6,142,838 | -1.71 | -8.53 | 3.57 |
| 2018-03-31 | 9,226,953 | 6,628,268 | 6,274,883 | 0.70 | 3.88 | 3.65 |
| 2018-06-30 | 9,468,563 | 7,058,286 | 6,485,525 | 0.57 | 3.18 | 3.62 |
| 2018-09-30 | 9,388,526 | 7,005,893 | 6,615,273 | 0.66 | 3.70 | 3.63 |
| 2018-12-31 | 9,381,359 | 6,980,854 | 6,562,228 | 0.73 | 4.10 | 3.65 |
| 2019-03-31 | 9,585,097 | 7,190,411 | 6,585,113 | 0.51 | 2.81 | 3.43 |
| 2019-06-30 | 9,723,511 | 7,077,628 | 6,896,608 | 0.48 | 2.64 | 3.45 |
| 2019-09-30 | 10,095,163 | 7,638,693 | 7,013,798 | 0.57 | 3.13 | 3.41 |
| 2019-12-31 | 10,055,910 | 7,633,436 | 7,181,584 | 0.57 | 3.12 | 3.38 |
| 2020-03-31 | 10,106,629 | 7,701,124 | 7,286,289 | -1.72 | -9.71 | 3.22 |
| 2020-06-30 | 10,594,223 | 8,162,836 | 7,490,476 | -0.52 | -2.96 | 3.18 |
| 2020-09-30 | 10,220,472 | 7,683,168 | 7,560,605 | -0.22 | -1.27 | 3.23 |
| 2020-12-31 | 10,255,710 | 7,771,567 | 7,658,154 | -0.01 | -0.04 | 3.28 |
| 2021-03-31 | 10,557,535 | 8,097,041 | 7,681,772 | 1.84 | 10.49 | 3.36 |
| 2021-06-30 | 10,197,171 | 7,739,212 | 7,799,345 | 1.29 | 7.25 | 3.37 |
| 2021-09-30 | 10,338,113 | 7,844,416 | 7,597,894 | 1.37 | 7.65 | 3.39 |
| 2021-12-31 | 10,398,890 | 7,794,610 | 8,273,972 | 1.30 | 7.19 | 3.42 |
| 2022-03-31 | 10,579,042 | 8,139,655 | 8,474,750 | 1.03 | 5.75 | 3.65 |
| 2022-06-30 | 10,820,085 | 8,478,973 | 8,788,106 | 1.04 | 5.89 | 3.75 |
| 2022-09-30 | 11,104,847 | 8,439,282 | 9,122,744 | 1.00 | 5.75 | 3.82 |
| 2022-12-31 | 11,556,290 | 8,666,170 | 9,426,106 | 1.56 | 9.06 | 3.77 |
| 2023-03-31 | 12,145,033 | 9,618,515 | 9,429,748 | 0.84 | 5.10 | 3.33 |
| 2023-06-30 | 12,546,774 | 10,017,608 | 9,806,547 | 0.67 | 4.13 | 3.21 |
| 2023-09-30 | 12,806,067 | 10,302,360 | 10,180,209 | 0.56 | 3.51 | 3.14 |
| 2023-12-31 | 13,811,520 | 11,270,637 | 10,464,566 | 0.45 | 2.89 | 3.03 |
| 2024-03-31 | 13,685,337 | 11,273,059 | 10,388,747 | 0.20 | 1.45 | 2.66 |
| 2024-06-30 | 14,286,986 | 11,860,837 | 10,361,753 | 0.36 | 2.56 | 2.64 |
| 2024-09-30 | 14,305,216 | 11,891,061 | 10,393,238 | 0.51 | 3.67 | 2.70 |
| 2024-12-31 | 14,332,369 | 11,703,988 | 10,857,983 | 0.55 | 3.97 | 2.72 |
| 2025-03-31 | 14,528,600 | 11,952,885 | 11,047,651 | 0.41 | 2.97 | 2.76 |
| 2025-06-30 | 14,864,258 | 11,946,196 | 11,293,420 | 0.51 | 3.72 | 2.87 |
| 2025-09-30 | 14,939,674 | 12,161,598 | 11,437,276 | 0.50 | 3.64 | 2.92 |
| 2025-12-31 | 15,061,146 | 12,033,706 | 11,583,124 | 0.60 | 4.31 | 2.99 |
| 2026-03-31 | 14,953,476 | 12,230,655 | 11,524,288 | 0.99 | 7.01 | 3.18 |
| 2026-06-30 | 15,032,815 | 11,930,781 | 11,682,279 | 0.98 | 6.92 | 3.20 |
36 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-02-28 | 50 | 671576 | 2736291 |
| 2005-01-04 | 1 | 311331 | 2736291 |
| 2004-09-01 | 1 | 890470 | 2736291 |
| 2000-09-23 | 1 | 927536 | 2736291 |
| 2000-01-01 | 1 | 470751 | 2736291 |
| 1999-03-28 | 1 | 489146 | 2736291 |
| 1999-03-28 | 1 | 683636 | 2736291 |
| 1999-03-28 | 1 | 684138 | 2736291 |
| 1999-01-24 | 1 | 384764 | 2736291 |
| 1999-01-01 | 1 | 2267058 | 2736291 |
| 1999-01-01 | 1 | 233639 | 2736291 |
| 1999-01-01 | 1 | 702162 | 2736291 |
| 1999-01-01 | 1 | 213033 | 2736291 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.