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Regulatory profile
FDIC certificate #33539 · RSSD 1918344
PREFERRED BANK is an FDIC-insured institution (FDIC certificate #33539). In its Q2 2026 Call Report it reported total assets of $7.7B, total deposits of $6.5B and net loans of $6.2B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for PREFERRED BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.06% |
|---|---|
| Equity to assets | 10.26% |
| Noncurrent loans ratio | 1.57% |
| Nonaccrual loans ratio | 1.56% |
| Loan to deposit ratio | 96.95% |
| Liquid assets ratio | 16.74% |
| Brokered deposit ratio | 14.17% |
| Total deposits | $6.5B |
| Net loans and leases | $6.2B |