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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,083,833 | 859,182 | 861,949 | 0.98 | 8.72 | 3.98 |
| 2016-06-30 | 1,120,247 | 904,339 | 897,915 | 1.00 | 9.04 | 3.99 |
| 2016-09-30 | 1,134,998 | 918,768 | 904,362 | 1.00 | 9.06 | 4.00 |
| 2016-12-31 | 1,142,002 | 914,358 | 921,805 | 0.94 | 8.55 | 3.96 |
| 2017-03-31 | 1,176,756 | 902,844 | 965,544 | 0.79 | 6.73 | 3.80 |
| 2017-06-30 | 2,632,872 | 2,031,053 | 2,040,689 | 0.25 | 1.96 | 2.92 |
| 2017-09-30 | 2,599,277 | 1,913,040 | 2,025,927 | 0.50 | 3.74 | 3.66 |
| 2017-12-31 | 2,615,575 | 1,871,415 | 2,052,931 | 0.34 | 2.52 | 3.87 |
| 2018-03-31 | 2,652,511 | 1,901,456 | 2,095,987 | 1.37 | 9.68 | 3.99 |
| 2018-06-30 | 2,726,981 | 1,989,387 | 2,143,892 | 1.41 | 10.02 | 4.00 |
| 2018-09-30 | 2,705,651 | 2,030,496 | 2,149,955 | 1.42 | 10.03 | 3.96 |
| 2018-12-31 | 2,707,117 | 2,105,118 | 2,166,541 | 1.38 | 9.69 | 3.96 |
| 2019-03-31 | 2,706,952 | 2,114,889 | 2,145,341 | 1.02 | 6.88 | 3.62 |
| 2019-06-30 | 2,727,264 | 2,157,767 | 2,161,232 | 1.25 | 8.46 | 3.61 |
| 2019-09-30 | 2,703,618 | 2,187,700 | 2,130,184 | 1.31 | 8.78 | 3.62 |
| 2019-12-31 | 2,723,850 | 2,129,496 | 2,175,786 | 1.34 | 8.91 | 3.60 |
| 2020-03-31 | 2,763,762 | 2,080,622 | 2,199,816 | 0.13 | 0.81 | 3.50 |
| 2020-06-30 | 3,073,615 | 2,160,721 | 2,487,877 | 0.45 | 3.00 | 3.51 |
| 2020-09-30 | 3,156,527 | 2,281,544 | 2,497,930 | 0.77 | 5.28 | 3.50 |
| 2020-12-31 | 3,090,131 | 2,493,769 | 2,404,151 | 0.92 | 6.33 | 3.62 |
| 2021-03-31 | 3,332,321 | 2,726,687 | 2,356,636 | 1.34 | 9.53 | 3.64 |
| 2021-06-30 | 3,396,749 | 2,787,768 | 2,255,090 | 1.36 | 9.79 | 3.34 |
| 2021-09-30 | 3,452,990 | 2,838,201 | 2,284,198 | 1.11 | 7.97 | 3.28 |
| 2021-12-31 | 3,400,750 | 2,788,485 | 2,308,774 | 1.08 | 7.77 | 3.29 |
| 2022-03-31 | 3,213,853 | 2,706,925 | 2,362,138 | 0.69 | 4.80 | 3.18 |
| 2022-06-30 | 3,230,270 | 2,700,514 | 2,612,485 | 0.71 | 4.90 | 3.33 |
| 2022-09-30 | 3,348,883 | 2,719,594 | 2,714,319 | 0.64 | 4.49 | 3.47 |
| 2022-12-31 | 3,559,321 | 2,744,963 | 2,937,719 | 0.58 | 4.15 | 3.51 |
| 2023-03-31 | 4,211,782 | 3,685,115 | 3,060,013 | 1.01 | 8.53 | 3.01 |
| 2023-06-30 | 3,858,929 | 3,330,733 | 3,208,435 | 0.49 | 4.08 | 2.92 |
| 2023-09-30 | 3,831,355 | 3,301,504 | 3,202,692 | 0.17 | 1.44 | 2.93 |
| 2023-12-31 | 3,852,352 | 3,322,479 | 3,223,396 | -0.02 | -0.17 | 2.97 |
| 2024-03-31 | 3,880,613 | 3,354,363 | 3,244,926 | 0.46 | 4.04 | 3.04 |
| 2024-06-30 | 3,956,307 | 3,369,002 | 3,342,382 | 0.51 | 4.50 | 2.99 |
| 2024-09-30 | 4,016,685 | 3,333,029 | 3,380,313 | 0.45 | 3.95 | 3.08 |
| 2024-12-31 | 3,679,664 | 3,211,839 | 3,079,830 | -0.20 | -1.78 | 3.12 |
| 2025-03-31 | 3,667,199 | 3,190,665 | 3,072,766 | 0.55 | 4.85 | 3.33 |
| 2025-06-30 | 3,834,385 | 3,359,880 | 3,210,655 | 0.15 | 1.37 | 3.20 |
| 2025-09-30 | 3,939,383 | 3,371,426 | 3,357,340 | 0.38 | 3.45 | 3.28 |
| 2025-12-31 | 4,029,759 | 3,431,464 | 3,403,366 | 1.13 | 10.08 | 3.37 |
| 2026-03-31 | 4,238,557 | 3,431,394 | 3,572,665 | 0.95 | 8.33 | 3.58 |
| 2026-06-30 | 4,336,833 | 3,455,967 | 3,652,012 | 1.02 | 9.10 | 3.61 |
28 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-06-24 | 1 | 790721 | 3325759 |
| 2014-08-01 | 1 | 747172 | 3325759 |
| 2012-04-28 | 50 | 3278547 | 3325759 |
| 2009-12-05 | 50 | 633976 | 3325759 |
| 2006-12-02 | 1 | 2973087 | 3325759 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.