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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-03-31 | 1,031,026 | 911,315 | 750,110 | 1.15 | 13.08 | 3.83 |
| 2023-06-30 | 1,032,203 | 883,248 | 775,133 | 1.75 | 19.53 | 3.90 |
| 2023-09-30 | 1,058,371 | 893,655 | 808,959 | 1.60 | 17.46 | 3.91 |
| 2023-12-31 | 1,078,878 | 909,583 | 834,127 | 1.44 | 15.37 | 3.94 |
| 2024-03-31 | 1,134,497 | 967,963 | 839,856 | 1.21 | 12.04 | 3.94 |
| 2024-06-30 | 1,136,790 | 962,835 | 869,016 | 1.40 | 13.81 | 4.01 |
| 2024-09-30 | 1,137,010 | 954,834 | 883,799 | 1.44 | 13.99 | 4.09 |
| 2024-12-31 | 1,134,496 | 944,631 | 884,447 | 1.44 | 13.81 | 4.20 |
| 2025-03-31 | 1,151,856 | 1,005,979 | 874,799 | 1.54 | 13.95 | 4.45 |
| 2025-06-30 | 1,140,999 | 968,358 | 869,846 | 1.81 | 16.22 | 4.62 |
| 2025-09-30 | 1,127,519 | 943,076 | 874,585 | 1.82 | 16.07 | 4.68 |
| 2025-12-31 | 1,145,290 | 913,736 | 892,953 | 1.80 | 15.67 | 4.72 |
| 2026-03-31 | 1,191,495 | 1,016,463 | 912,114 | 1.91 | 15.92 | 4.86 |
| 2026-06-30 | 1,183,847 | 1,030,408 | 915,861 | 2.03 | 17.02 | 4.91 |
18 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1994-07-01 | 1 | 79538 | 956938 |
| 1989-03-01 | 1 | 451433 | 956938 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.