Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

PROSPERITY BANK

FDIC #16835 · TX · period 20260630

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Total assets21,964,368-2.24% YoY

Total deposits17,899,090+4.95% YoY

Net loans and leases9,570,693-0.87% YoY

Return on assets1.29%+3.37% YoY

Return on equity8.33%+8.89% YoY

Net interest margin3.49%+11.31% YoY

Peer position

Return on assets61stin line · n=112

Return on equity19thopportunity · n=108

Net interest margin40thin line · n=112

Equity to assets97thstrength · n=108

Noncurrent loans74thstrength · n=106

Liquid assets81ststrength · n=108

Brokered deposits71ststrength · n=107

Loans to deposits79thstrength · n=107

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	21,964,368	17,899,090	9,570,693	1.29	8.33	3.49
2016-06-30	21,782,356	17,246,580	9,566,183	1.28	8.24	3.42
2016-09-30	21,390,286	16,953,429	9,462,729	1.29	8.18	3.37
2016-12-31	22,318,430	17,318,018	9,536,734	1.28	8.10	3.33
2017-03-31	22,466,712	17,055,538	9,655,158	1.25	7.65	3.14
2017-06-30	22,286,297	17,101,925	9,780,236	1.25	7.59	3.14
2017-09-30	22,132,665	16,943,168	9,824,390	1.24	7.52	3.17
2017-12-31	22,583,067	17,838,689	9,936,732	1.26	7.58	3.18
2018-03-31	22,462,228	17,356,456	9,927,816	1.34	7.90	3.12
2018-06-30	22,559,336	17,006,748	10,061,601	1.42	8.26	3.21
2018-09-30	22,613,160	16,769,049	10,206,850	1.44	8.37	3.21
2018-12-31	22,689,286	17,275,001	10,283,873	1.46	8.42	3.21
2019-03-31	22,352,843	17,225,529	10,327,931	1.51	8.35	3.17
2019-06-30	22,384,800	16,941,164	10,500,369	1.51	8.30	3.18
2019-09-30	22,083,149	16,967,525	10,586,284	1.51	8.29	3.19
2019-12-31	32,184,416	24,300,879	18,757,876	1.43	7.80	3.32
2020-03-31	31,743,822	23,888,963	18,799,990	1.69	9.03	3.76
2020-06-30	32,975,913	26,240,690	20,700,968	1.65	8.88	3.73
2020-09-30	33,278,096	26,561,129	20,472,006	1.64	8.86	3.70
2020-12-31	34,069,681	27,405,829	19,930,876	1.65	8.95	3.66
2021-03-31	35,563,929	28,814,262	19,331,676	1.57	8.89	3.36
2021-06-30	36,098,031	29,194,300	18,948,901	1.53	8.72	3.27
2021-09-30	36,510,357	29,550,496	18,670,545	1.51	8.61	3.22
2021-12-31	37,833,980	30,812,824	18,329,764	1.48	8.49	3.16
2022-03-31	38,274,790	31,139,652	17,782,361	1.31	7.76	2.86
2022-06-30	37,409,499	29,949,954	17,924,885	1.35	7.92	2.93
2022-09-30	37,840,353	29,400,466	18,224,109	1.39	8.11	2.99
2022-12-31	37,695,970	28,579,730	18,558,251	1.42	8.21	3.02
2023-03-31	37,828,891	27,065,033	19,052,168	1.35	7.62	2.97
2023-06-30	39,904,171	27,462,008	21,308,737	1.13	6.43	2.87
2023-09-30	39,298,977	27,428,729	21,081,218	1.15	6.50	2.85
2023-12-31	38,556,810	27,241,984	20,848,176	1.12	6.28	2.85
2024-03-31	38,761,842	27,253,865	20,935,028	1.18	6.45	2.82
2024-06-30	39,759,389	28,030,434	21,960,962	1.17	6.42	2.91
2024-09-30	40,114,483	28,204,778	22,026,455	1.22	6.68	2.94
2024-12-31	39,595,132	28,459,302	21,797,404	1.25	6.82	2.98
2025-03-31	38,764,102	28,320,731	21,628,469	1.36	7.24	3.13
2025-06-30	38,428,862	27,802,726	21,851,304	1.39	7.36	3.17
2025-09-30	38,360,065	28,161,493	21,688,143	1.42	7.45	3.21
2025-12-31	38,458,815	28,768,719	21,471,626	1.44	7.55	3.23
2026-03-31	43,608,962	32,946,478	24,904,145	1.15	6.21	3.52
2026-06-30	43,875,300	32,931,140	24,645,157	1.37	7.42	3.52

Structure and branch footprint

406 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2026-07-01	1	3579589	664756
2026-02-01	1	3548567	664756
2026-01-01	1	807955	664756
2024-04-01	1	3607062	664756
2023-05-01	1	2746263	664756
2019-11-01	1	878898	664756
2016-01-01	1	468954	664756
2014-04-01	1	405959	664756
2013-11-01	1	488167	664756
2013-04-01	1	36054	664756
2013-01-01	1	651970	664756
2012-10-01	1	3121045	664756
2012-07-01	1	822154	664756
2012-04-01	1	3448171	664756
2012-01-01	1	475363	664756
2008-11-08	50	295552	664756
2008-06-01	1	2799250	664756
2007-09-01	1	950365	664756
2007-02-01	1	657767	664756
2007-02-01	1	312954	664756

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.