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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-03-31 | 1,070,580 | 932,085 | 827,666 | 8.43 | 78.27 | 5.30 |
| 2019-06-30 | 1,041,527 | 899,339 | 809,068 | 4.64 | 41.68 | 5.10 |
| 2019-09-30 | 1,035,130 | 886,326 | 761,166 | 3.74 | 32.56 | 5.27 |
| 2019-12-31 | 1,020,305 | 872,471 | 748,339 | 3.31 | 27.99 | 5.12 |
| 2020-03-31 | 1,032,699 | 887,442 | 752,448 | 1.08 | 8.54 | 4.26 |
| 2020-06-30 | 1,190,620 | 1,031,495 | 871,291 | 1.32 | 10.80 | 4.59 |
| 2020-09-30 | 1,199,517 | 1,039,756 | 842,987 | 1.17 | 9.79 | 4.23 |
| 2020-12-31 | 1,219,167 | 1,055,014 | 830,382 | 1.15 | 9.75 | 4.19 |
| 2021-03-31 | 1,352,691 | 1,188,920 | 831,121 | 2.35 | 22.01 | 5.50 |
| 2021-06-30 | 1,323,779 | 1,161,759 | 798,031 | 1.84 | 17.24 | 4.68 |
| 2021-09-30 | 1,330,720 | 1,165,552 | 795,054 | 1.59 | 14.81 | 4.36 |
| 2021-12-31 | 1,361,041 | 1,195,292 | 765,231 | 1.51 | 14.04 | 4.25 |
| 2022-03-31 | 1,423,365 | 1,270,092 | 737,395 | 1.21 | 12.04 | 3.61 |
| 2022-06-30 | 1,567,291 | 1,391,624 | 974,753 | 0.43 | 4.17 | 3.19 |
| 2022-09-30 | 1,555,748 | 1,379,512 | 1,022,294 | 0.74 | 7.48 | 3.49 |
| 2022-12-31 | 1,544,134 | 1,313,643 | 1,031,591 | 0.88 | 9.08 | 3.57 |
| 2023-03-31 | 1,520,354 | 1,304,293 | 1,025,108 | 1.17 | 12.89 | 3.82 |
| 2023-06-30 | 1,591,159 | 1,358,957 | 1,044,423 | 1.07 | 11.76 | 3.62 |
| 2023-09-30 | 1,592,594 | 1,360,926 | 1,045,312 | 1.07 | 11.84 | 3.59 |
| 2023-12-31 | 1,599,919 | 1,365,954 | 1,040,876 | 1.07 | 11.87 | 3.53 |
| 2024-03-31 | 1,591,432 | 1,374,109 | 1,038,377 | 0.90 | 9.92 | 3.22 |
| 2024-06-30 | 1,596,708 | 1,365,342 | 1,073,427 | 0.84 | 9.24 | 3.16 |
| 2024-09-30 | 1,636,875 | 1,411,608 | 1,094,942 | 0.84 | 8.99 | 3.15 |
| 2024-12-31 | 1,636,633 | 1,424,865 | 1,071,808 | 0.91 | 9.66 | 3.19 |
| 2025-03-31 | 1,595,496 | 1,376,969 | 1,074,079 | 0.88 | 8.88 | 3.33 |
| 2025-06-30 | 1,543,920 | 1,341,368 | 1,067,476 | 0.93 | 9.07 | 3.41 |
| 2025-09-30 | 1,596,285 | 1,388,323 | 1,092,423 | -0.89 | -8.54 | 3.56 |
| 2025-12-31 | 1,572,778 | 1,366,207 | 1,092,361 | -0.19 | -1.79 | 3.79 |
| 2026-03-31 | 1,562,101 | 1,352,439 | 1,115,598 | 1.62 | 13.65 | 4.16 |
| 2026-06-30 | 1,558,709 | 1,346,263 | 1,070,331 | 1.64 | 13.58 | 4.30 |
16 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-05-01 | 1 | 2855978 | 3280625 |
| 2019-01-28 | 1 | 4184186 | 3280625 |
| 2014-07-26 | 50 | 297378 | 3280625 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.