Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

PROVIDENT SAVINGS BANK FSB

FDIC #30879 · CA · period 20260630

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Total assets1,173,635-2.14% YoY

Total deposits950,363-0.87% YoY

Net loans and leases989,592+0.36% YoY

Return on assets0.55%+27.21% YoY

Return on equity5.48%+23.42% YoY

Net interest margin2.92%-6.20% YoY

Peer position

Return on assets12thopportunity · n=902

Return on equity14thopportunity · n=894

Net interest margin22ndopportunity · n=902

Equity to assets46thin line · n=894

Noncurrent loans92ndstrength · n=887

Liquid assets10thopportunity · n=895

Brokered deposits9thopportunity · n=890

Loans to deposits4thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,173,635	950,363	989,592	0.55	5.48	2.92
2016-06-30	1,171,332	943,245	1,029,480	0.73	7.22	3.06
2016-09-30	1,242,391	968,086	1,118,337	0.67	6.85	3.10
2016-12-31	1,192,036	952,728	1,024,812	0.64	6.57	3.15
2017-03-31	1,199,312	958,663	986,041	0.43	4.44	3.11
2017-06-30	1,200,492	942,855	1,021,467	0.40	4.09	3.15
2017-09-30	1,193,676	943,225	1,035,294	0.26	2.66	3.18
2017-12-31	1,162,032	922,076	982,565	0.14	1.50	3.19
2018-03-31	1,176,460	933,947	983,990	0.65	6.65	3.42
2018-06-30	1,175,427	916,283	998,983	0.59	6.05	3.42
2018-09-30	1,157,454	919,156	955,884	0.63	6.45	3.44
2018-12-31	1,127,162	886,900	932,975	0.66	6.72	3.49
2019-03-31	1,119,357	888,247	914,054	0.03	0.26	3.63
2019-06-30	1,084,807	853,904	879,925	0.19	1.87	3.63
2019-09-30	1,105,270	848,997	924,314	0.47	4.55	3.65
2019-12-31	1,107,379	848,896	941,729	0.58	5.70	3.66
2020-03-31	1,107,531	847,975	914,307	0.49	4.70	3.42
2020-06-30	1,176,803	904,927	902,796	0.55	5.39	3.22
2020-09-30	1,184,018	920,683	884,953	0.56	5.57	3.16
2020-12-31	1,170,722	926,114	855,086	0.54	5.40	3.06
2021-03-31	1,189,259	947,970	840,274	0.58	5.88	2.70
2021-06-30	1,183,560	948,244	850,960	0.89	8.86	2.69
2021-09-30	1,192,261	972,342	859,035	0.92	9.20	2.74
2021-12-31	1,182,400	969,754	852,006	0.90	8.98	2.76
2022-03-31	1,187,797	972,946	893,563	0.64	6.27	2.72
2022-06-30	1,187,001	964,609	939,992	0.77	7.44	2.89
2022-09-30	1,245,894	1,000,630	993,942	0.76	7.57	2.95
2022-12-31	1,271,037	957,770	1,040,337	0.78	7.85	2.99
2023-03-31	1,335,242	993,748	1,077,704	0.77	8.27	3.00
2023-06-30	1,332,910	957,815	1,077,629	0.69	7.35	2.95
2023-09-30	1,313,093	944,934	1,072,170	0.66	7.10	2.93
2023-12-31	1,301,087	922,979	1,075,765	0.68	7.28	2.90
2024-03-31	1,289,991	917,657	1,065,761	0.52	5.48	2.76
2024-06-30	1,272,166	894,738	1,052,978	0.60	6.21	2.76
2024-09-30	1,257,363	877,083	1,048,633	0.62	6.45	2.79
2024-12-31	1,254,963	878,297	1,053,603	0.55	5.74	2.82
2025-03-31	1,260,127	910,164	1,058,980	0.65	6.72	3.06
2025-06-30	1,245,577	895,176	1,045,745	0.62	6.28	3.02
2025-09-30	1,230,789	889,737	1,041,776	0.62	6.33	3.02
2025-12-31	1,227,875	884,267	1,037,654	0.60	6.14	3.03
2026-03-31	1,217,531	901,388	1,029,644	0.50	5.14	3.14
2026-06-30	1,208,112	916,825	1,032,682	0.64	6.46	3.18

Structure and branch footprint

14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1982-08-01	1	144977	631570

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.