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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-06-30 | 1,022,377 | 893,285 | 597,112 | 0.85 | 9.90 | 2.89 |
| 2016-09-30 | 1,063,604 | 926,712 | 601,094 | 0.83 | 9.76 | 2.85 |
| 2016-12-31 | 1,054,636 | 913,355 | 626,474 | 0.84 | 9.94 | 2.86 |
| 2017-03-31 | 1,079,901 | 942,891 | 652,223 | 0.91 | 11.30 | 3.06 |
| 2017-06-30 | 1,111,608 | 951,314 | 687,708 | 0.88 | 10.91 | 3.02 |
| 2017-09-30 | 1,141,162 | 1,005,445 | 696,204 | 0.88 | 10.96 | 3.03 |
| 2017-12-31 | 1,142,958 | 993,948 | 725,442 | 0.68 | 8.45 | 3.04 |
| 2018-03-31 | 1,162,480 | 1,006,369 | 742,422 | 1.06 | 13.85 | 3.15 |
| 2018-06-30 | 1,163,366 | 985,726 | 772,098 | 1.04 | 13.59 | 3.12 |
| 2018-09-30 | 1,173,715 | 1,024,565 | 777,471 | 0.99 | 12.95 | 3.11 |
| 2018-12-31 | 1,165,582 | 1,015,598 | 776,614 | 1.01 | 13.11 | 3.11 |
| 2019-03-31 | 1,192,518 | 1,034,614 | 795,513 | 0.91 | 11.03 | 3.10 |
| 2019-06-30 | 1,201,069 | 1,030,661 | 808,429 | 0.97 | 11.51 | 3.13 |
| 2019-09-30 | 1,234,295 | 1,048,189 | 821,442 | 0.93 | 10.98 | 3.12 |
| 2019-12-31 | 1,212,554 | 1,037,860 | 811,786 | 0.89 | 10.33 | 3.13 |
| 2020-03-31 | 1,221,979 | 1,043,521 | 811,245 | 0.76 | 8.30 | 3.11 |
| 2020-06-30 | 1,379,387 | 1,183,188 | 871,915 | 0.84 | 9.39 | 2.98 |
| 2020-09-30 | 1,405,166 | 1,214,463 | 886,174 | 0.87 | 9.90 | 2.92 |
| 2020-12-31 | 1,427,208 | 1,228,067 | 915,846 | 0.88 | 10.11 | 2.88 |
| 2021-03-31 | 1,555,555 | 1,341,616 | 937,800 | 1.08 | 13.53 | 2.90 |
| 2021-06-30 | 1,560,215 | 1,343,733 | 914,799 | 0.97 | 12.20 | 2.81 |
| 2021-09-30 | 1,643,413 | 1,431,825 | 915,320 | 0.95 | 12.25 | 2.77 |
| 2021-12-31 | 1,660,256 | 1,449,745 | 915,326 | 0.93 | 12.07 | 2.75 |
| 2022-03-31 | 1,634,806 | 1,451,753 | 915,178 | 0.90 | 13.94 | 2.68 |
| 2022-06-30 | 1,634,094 | 1,467,728 | 952,157 | 0.95 | 16.46 | 2.74 |
| 2022-09-30 | 1,633,454 | 1,476,668 | 996,998 | 0.98 | 19.43 | 2.79 |
| 2022-12-31 | 1,655,674 | 1,418,369 | 1,028,874 | 1.00 | 21.16 | 2.80 |
| 2023-03-31 | 1,613,669 | 1,424,590 | 1,004,173 | 1.05 | 26.54 | 2.65 |
| 2023-06-30 | 1,637,609 | 1,449,765 | 1,022,209 | 0.76 | 18.97 | 2.50 |
| 2023-09-30 | 1,671,246 | 1,483,333 | 1,052,364 | 0.69 | 17.70 | 2.52 |
| 2023-12-31 | 1,694,357 | 1,488,713 | 1,085,230 | 0.57 | 14.01 | 2.51 |
| 2024-03-31 | 1,702,021 | 1,536,188 | 1,113,928 | 0.55 | 11.89 | 2.47 |
| 2024-06-30 | 1,747,568 | 1,572,839 | 1,154,288 | 0.59 | 12.69 | 2.50 |
| 2024-09-30 | 1,824,934 | 1,626,284 | 1,162,718 | 0.65 | 12.44 | 2.54 |
| 2024-12-31 | 1,849,047 | 1,629,734 | 1,208,018 | 0.69 | 12.65 | 2.58 |
| 2025-03-31 | 1,873,899 | 1,665,039 | 1,203,152 | 0.71 | 10.73 | 2.75 |
| 2025-06-30 | 1,863,773 | 1,653,107 | 1,210,576 | 0.86 | 12.76 | 2.88 |
| 2025-09-30 | 1,882,594 | 1,682,305 | 1,237,314 | 0.91 | 13.33 | 2.93 |
| 2025-12-31 | 1,884,754 | 1,644,295 | 1,253,145 | 0.97 | 13.83 | 3.02 |
| 2026-03-31 | 1,899,721 | 1,655,155 | 1,274,471 | 0.79 | 10.33 | 3.05 |
| 2026-06-30 | 2,374,999 | 2,070,023 | 1,704,254 | 0.81 | 9.98 | 3.40 |
18 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-04-01 | 1 | 3603961 | 852713 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.