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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 15,993,552 | 13,678,847 | 14,348,480 | 1.42 | 14.42 | 3.11 |
| 2016-06-30 | 16,610,235 | 14,241,185 | 14,799,516 | 1.43 | 14.62 | 3.10 |
| 2016-09-30 | 17,012,685 | 14,615,500 | 15,210,735 | 1.47 | 15.03 | 3.11 |
| 2016-12-31 | 18,159,563 | 15,594,067 | 15,828,751 | 1.49 | 15.30 | 3.10 |
| 2017-03-31 | 19,178,772 | 16,669,808 | 15,994,688 | 1.27 | 13.73 | 3.04 |
| 2017-06-30 | 20,179,273 | 17,418,199 | 16,630,191 | 1.31 | 14.46 | 3.04 |
| 2017-09-30 | 20,882,722 | 17,976,006 | 17,006,795 | 1.40 | 15.62 | 3.07 |
| 2017-12-31 | 21,866,592 | 18,971,582 | 17,697,298 | 1.30 | 14.67 | 3.08 |
| 2018-03-31 | 21,939,759 | 18,947,273 | 18,150,912 | 1.60 | 18.80 | 3.21 |
| 2018-06-30 | 22,987,118 | 19,653,510 | 18,987,806 | 1.64 | 19.27 | 3.24 |
| 2018-09-30 | 23,204,762 | 20,220,646 | 19,518,100 | 1.65 | 19.21 | 3.28 |
| 2018-12-31 | 25,140,256 | 21,908,334 | 19,887,187 | 1.58 | 18.52 | 3.28 |
| 2019-03-31 | 24,924,557 | 21,773,226 | 20,135,386 | 1.67 | 19.91 | 3.33 |
| 2019-06-30 | 25,668,387 | 22,314,135 | 20,690,562 | 1.67 | 19.77 | 3.33 |
| 2019-09-30 | 25,705,477 | 22,444,247 | 20,890,680 | 1.66 | 19.47 | 3.34 |
| 2019-12-31 | 26,468,603 | 23,138,955 | 21,296,241 | 1.64 | 19.11 | 3.32 |
| 2020-03-31 | 33,656,415 | 30,202,747 | 21,787,632 | 0.18 | 2.36 | 2.79 |
| 2020-06-30 | 29,066,049 | 25,557,671 | 21,223,190 | 0.18 | 2.40 | 2.57 |
| 2020-09-30 | 30,610,445 | 26,987,030 | 21,195,320 | 0.27 | 3.48 | 2.40 |
| 2020-12-31 | 31,580,477 | 27,975,511 | 21,956,761 | 0.43 | 5.71 | 2.31 |
| 2021-03-31 | 33,220,680 | 29,439,158 | 22,879,145 | 1.27 | 17.22 | 1.95 |
| 2021-06-30 | 34,576,165 | 30,525,837 | 23,895,911 | 1.22 | 16.62 | 1.94 |
| 2021-09-30 | 36,480,699 | 32,795,952 | 24,994,210 | 1.13 | 15.49 | 1.94 |
| 2021-12-31 | 38,107,223 | 34,394,659 | 26,132,117 | 1.11 | 15.45 | 1.94 |
| 2022-03-31 | 38,579,480 | 35,094,341 | 27,883,132 | 0.91 | 13.98 | 2.01 |
| 2022-06-30 | 41,210,153 | 37,595,698 | 30,053,314 | 0.95 | 15.33 | 2.24 |
| 2022-09-30 | 42,047,278 | 38,781,977 | 31,109,452 | 1.11 | 18.66 | 2.56 |
| 2022-12-31 | 42,076,662 | 38,461,530 | 31,691,161 | 1.36 | 22.78 | 2.87 |
| 2023-03-31 | 43,358,880 | 39,707,871 | 31,426,069 | 2.01 | 33.60 | 4.04 |
| 2023-06-30 | 42,144,945 | 38,533,176 | 30,833,970 | 1.79 | 29.38 | 3.85 |
| 2023-09-30 | 42,021,835 | 38,378,750 | 30,906,619 | 1.62 | 26.52 | 3.60 |
| 2023-12-31 | 41,986,004 | 38,078,031 | 31,092,145 | 1.56 | 25.05 | 3.45 |
| 2024-03-31 | 41,193,257 | 37,315,094 | 30,980,142 | 1.18 | 17.50 | 2.88 |
| 2024-06-30 | 40,812,311 | 36,947,881 | 31,237,769 | 1.28 | 18.82 | 2.86 |
| 2024-09-30 | 41,637,186 | 37,592,202 | 31,704,490 | 1.28 | 18.53 | 2.86 |
| 2024-12-31 | 41,240,941 | 37,192,756 | 32,369,132 | 1.31 | 18.85 | 2.88 |
| 2025-03-31 | 41,906,621 | 37,925,051 | 33,117,749 | 1.36 | 19.08 | 3.01 |
| 2025-06-30 | 42,320,219 | 38,355,667 | 34,158,709 | 1.42 | 19.81 | 3.07 |
| 2025-09-30 | 42,857,360 | 38,897,981 | 35,046,895 | 1.42 | 19.80 | 3.10 |
| 2025-12-31 | 43,374,103 | 39,278,356 | 35,681,944 | 1.47 | 20.40 | 3.15 |
| 2026-03-31 | 45,736,982 | 41,632,357 | 36,520,154 | 1.58 | 21.83 | 3.23 |
| 2026-06-30 | 45,602,712 | 41,395,171 | 36,826,151 | 1.67 | 22.98 | 3.19 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1994-05-07 | 50 | 412078 | 2193616 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.