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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,554,004 | 3,242,669 | 786,436 | 0.69 | 9.24 | 1.79 |
| 2016-06-30 | 3,622,231 | 3,322,528 | 787,054 | 0.68 | 9.21 | 1.77 |
| 2016-09-30 | 3,673,358 | 3,373,875 | 832,456 | 0.66 | 9.01 | 1.75 |
| 2016-12-31 | 3,837,573 | 3,531,577 | 881,274 | 0.63 | 8.57 | 1.72 |
| 2017-03-31 | 3,978,448 | 3,662,598 | 908,138 | 0.71 | 10.09 | 1.75 |
| 2017-06-30 | 4,127,421 | 3,797,353 | 923,330 | 0.76 | 10.87 | 1.82 |
| 2017-09-30 | 4,342,026 | 4,005,465 | 956,739 | 0.81 | 11.66 | 1.89 |
| 2017-12-31 | 4,510,197 | 4,162,993 | 1,018,347 | 0.85 | 12.26 | 1.94 |
| 2018-03-31 | 4,676,440 | 4,309,760 | 1,060,425 | 1.21 | 17.90 | 2.15 |
| 2018-06-30 | 4,746,683 | 4,365,043 | 1,079,055 | 1.24 | 18.23 | 2.23 |
| 2018-09-30 | 4,895,695 | 4,494,192 | 1,128,217 | 1.27 | 18.47 | 2.28 |
| 2018-12-31 | 4,951,637 | 4,551,056 | 1,217,489 | 1.31 | 18.73 | 2.35 |
| 2019-03-31 | 4,935,748 | 4,497,538 | 1,265,415 | 1.60 | 21.17 | 2.69 |
| 2019-06-30 | 4,691,587 | 4,232,835 | 1,303,140 | 1.65 | 20.87 | 2.72 |
| 2019-09-30 | 4,580,363 | 4,106,164 | 1,387,016 | 1.62 | 19.62 | 2.72 |
| 2019-12-31 | 4,528,719 | 4,032,074 | 1,508,481 | 1.57 | 18.44 | 2.71 |
| 2020-03-31 | 4,356,173 | 3,852,216 | 1,560,581 | 0.83 | 8.26 | 2.62 |
| 2020-06-30 | 4,752,233 | 4,226,375 | 1,566,277 | 0.95 | 9.49 | 2.33 |
| 2020-09-30 | 4,876,700 | 4,344,367 | 1,596,160 | 0.88 | 8.82 | 2.15 |
| 2020-12-31 | 5,098,823 | 4,562,417 | 1,639,884 | 0.84 | 8.52 | 2.00 |
| 2021-03-31 | 5,266,626 | 4,694,428 | 1,653,269 | 0.66 | 6.89 | 1.44 |
| 2021-06-30 | 5,706,724 | 5,138,384 | 1,713,484 | 0.66 | 7.00 | 1.35 |
| 2021-09-30 | 5,911,289 | 5,334,361 | 1,851,774 | 0.65 | 7.00 | 1.30 |
| 2021-12-31 | 6,018,212 | 5,464,707 | 1,988,169 | 0.62 | 6.84 | 1.28 |
| 2022-03-31 | 6,146,175 | 5,608,505 | 2,111,917 | 0.72 | 8.75 | 1.39 |
| 2022-06-30 | 6,175,672 | 5,631,578 | 2,226,335 | 0.90 | 11.01 | 1.60 |
| 2022-09-30 | 6,034,931 | 5,494,376 | 2,330,401 | 1.12 | 13.76 | 1.90 |
| 2022-12-31 | 6,097,782 | 5,539,701 | 2,464,719 | 1.21 | 14.81 | 2.12 |
| 2023-03-31 | 6,164,113 | 5,537,733 | 2,534,562 | 1.79 | 20.38 | 2.95 |
| 2023-06-30 | 6,342,985 | 5,687,727 | 2,563,458 | 1.89 | 21.86 | 3.04 |
| 2023-09-30 | 6,327,772 | 5,638,916 | 2,651,812 | 2.00 | 22.88 | 3.21 |
| 2023-12-31 | 6,400,433 | 5,715,818 | 2,741,369 | 2.08 | 23.22 | 3.32 |
| 2024-03-31 | 6,494,995 | 5,762,018 | 2,773,020 | 2.34 | 23.34 | 3.80 |
| 2024-06-30 | 6,460,860 | 5,678,108 | 2,741,709 | 2.41 | 23.29 | 3.83 |
| 2024-09-30 | 6,715,806 | 5,870,365 | 2,792,939 | 2.30 | 22.30 | 3.87 |
| 2024-12-31 | 6,755,443 | 5,959,668 | 2,876,510 | 2.35 | 22.65 | 3.92 |
| 2025-03-31 | 6,874,737 | 6,032,420 | 2,878,943 | 2.37 | 21.80 | 4.10 |
| 2025-06-30 | 6,866,169 | 5,981,498 | 2,812,044 | 2.44 | 21.79 | 4.15 |
| 2025-09-30 | 7,422,026 | 6,471,402 | 2,823,255 | 2.45 | 21.98 | 4.12 |
| 2025-12-31 | 8,044,396 | 7,059,129 | 3,126,188 | 2.48 | 22.30 | 4.10 |
| 2026-03-31 | 8,785,816 | 7,773,634 | 3,428,376 | 2.30 | 21.57 | 3.99 |
| 2026-06-30 | 9,594,495 | 8,536,132 | 4,363,276 | 2.47 | 23.77 | 4.04 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2009-08-27 | 1 | 2914820 | 3783948 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.