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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,542,751 | 2,203,593 | 1,379,285 | 1.13 | 11.22 | 3.23 |
| 2016-06-30 | 2,538,538 | 2,199,515 | 1,419,203 | 1.18 | 11.58 | 3.21 |
| 2016-09-30 | 2,859,466 | 2,509,335 | 1,555,414 | 1.14 | 11.42 | 3.18 |
| 2016-12-31 | 2,789,402 | 2,470,209 | 1,594,748 | 1.14 | 11.68 | 3.20 |
| 2017-03-31 | 2,828,131 | 2,491,734 | 1,623,323 | 1.21 | 13.35 | 3.32 |
| 2017-06-30 | 2,806,242 | 2,469,701 | 1,671,693 | 1.25 | 13.45 | 3.35 |
| 2017-09-30 | 2,749,882 | 2,398,093 | 1,708,953 | 1.27 | 13.39 | 3.38 |
| 2017-12-31 | 2,794,779 | 2,470,431 | 1,724,965 | 1.23 | 12.94 | 3.37 |
| 2018-03-31 | 2,811,969 | 2,501,058 | 1,743,657 | 1.14 | 11.82 | 3.38 |
| 2018-06-30 | 2,798,422 | 2,518,944 | 1,775,312 | 1.16 | 12.58 | 3.41 |
| 2018-09-30 | 2,736,456 | 2,448,640 | 1,777,106 | 1.17 | 12.97 | 3.46 |
| 2018-12-31 | 2,825,883 | 2,519,818 | 1,767,145 | 1.20 | 13.34 | 3.44 |
| 2019-03-31 | 2,856,368 | 2,554,611 | 1,747,748 | 1.03 | 11.40 | 3.34 |
| 2019-06-30 | 3,155,682 | 2,782,823 | 1,927,450 | 1.18 | 11.66 | 3.49 |
| 2019-09-30 | 3,119,524 | 2,728,275 | 1,876,974 | 1.21 | 11.67 | 3.49 |
| 2019-12-31 | 3,176,415 | 2,783,192 | 1,934,175 | 1.27 | 12.14 | 3.47 |
| 2020-03-31 | 3,196,501 | 2,786,901 | 1,955,109 | 1.08 | 9.56 | 3.37 |
| 2020-06-30 | 3,531,684 | 3,111,809 | 2,170,199 | 1.21 | 10.99 | 3.50 |
| 2020-09-30 | 3,519,648 | 3,089,944 | 2,180,716 | 1.12 | 10.30 | 3.34 |
| 2020-12-31 | 3,650,232 | 3,226,902 | 2,100,930 | 1.13 | 10.44 | 3.23 |
| 2021-03-31 | 3,793,602 | 3,363,385 | 2,093,865 | 1.32 | 12.87 | 3.16 |
| 2021-06-30 | 3,797,503 | 3,374,526 | 2,090,487 | 1.14 | 11.23 | 2.93 |
| 2021-09-30 | 3,786,626 | 3,352,607 | 2,030,396 | 1.07 | 10.62 | 2.81 |
| 2021-12-31 | 4,129,644 | 3,706,411 | 2,142,595 | 1.03 | 10.44 | 2.73 |
| 2022-03-31 | 4,175,547 | 3,779,301 | 2,114,518 | 0.84 | 9.64 | 2.49 |
| 2022-06-30 | 4,132,088 | 3,773,969 | 2,195,160 | 0.95 | 11.36 | 2.64 |
| 2022-09-30 | 3,928,172 | 3,597,829 | 2,237,156 | 1.03 | 12.52 | 2.82 |
| 2022-12-31 | 3,775,612 | 3,443,859 | 2,251,045 | 1.12 | 13.67 | 2.95 |
| 2023-03-31 | 3,897,653 | 3,314,221 | 2,211,789 | 1.30 | 15.48 | 3.25 |
| 2023-06-30 | 3,955,180 | 3,330,607 | 2,305,527 | 1.26 | 14.84 | 3.21 |
| 2023-09-30 | 3,882,967 | 3,254,521 | 2,258,621 | 1.20 | 14.11 | 3.16 |
| 2023-12-31 | 3,947,125 | 3,279,997 | 2,266,699 | 1.17 | 13.44 | 3.11 |
| 2024-03-31 | 3,986,559 | 3,289,591 | 2,256,410 | 0.99 | 10.53 | 2.96 |
| 2024-06-30 | 3,979,259 | 3,264,357 | 2,286,889 | 0.99 | 10.40 | 3.01 |
| 2024-09-30 | 4,137,560 | 3,368,614 | 2,260,212 | 1.01 | 10.37 | 3.03 |
| 2024-12-31 | 3,866,212 | 3,438,077 | 2,243,455 | 1.09 | 11.11 | 3.17 |
| 2025-03-31 | 3,899,432 | 3,434,961 | 2,244,385 | 1.24 | 11.58 | 3.50 |
| 2025-06-30 | 3,972,883 | 3,501,577 | 2,282,644 | 1.25 | 11.56 | 3.54 |
| 2025-09-30 | 3,887,084 | 3,409,947 | 2,265,930 | 1.31 | 11.85 | 3.60 |
| 2025-12-31 | 4,055,412 | 3,565,699 | 2,225,432 | 1.32 | 11.91 | 3.62 |
| 2026-03-31 | 4,073,384 | 3,577,272 | 2,179,008 | 1.40 | 12.21 | 3.72 |
| 2026-06-30 | 3,984,900 | 3,485,316 | 2,261,808 | 1.47 | 12.68 | 3.82 |
62 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-10-01 | 1 | 285759 | 945053 |
| 2021-10-01 | 1 | 635457 | 945053 |
| 2019-04-01 | 1 | 686655 | 945053 |
| 2016-07-30 | 1 | 91156 | 945053 |
| 2010-07-10 | 50 | 518952 | 945053 |
| 2007-02-10 | 1 | 818353 | 945053 |
| 2006-12-01 | 1 | 2396583 | 945053 |
| 1998-07-10 | 1 | 880257 | 945053 |
| 1996-09-27 | 1 | 523358 | 945053 |
| 1994-01-01 | 1 | 60358 | 945053 |
| 1993-11-13 | 1 | 453053 | 945053 |
| 1990-10-01 | 1 | 267858 | 945053 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.