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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,562,660 | 1,400,376 | 1,023,513 | 1.02 | 10.45 | 3.25 |
| 2016-06-30 | 1,576,871 | 1,411,881 | 1,086,784 | 0.96 | 9.76 | 3.23 |
| 2016-09-30 | 1,649,015 | 1,478,636 | 1,127,266 | 0.97 | 9.91 | 3.21 |
| 2016-12-31 | 1,644,492 | 1,478,329 | 1,139,277 | 0.97 | 9.90 | 3.22 |
| 2017-03-31 | 1,735,168 | 1,562,354 | 1,141,776 | 0.89 | 9.40 | 3.08 |
| 2017-06-30 | 1,701,465 | 1,524,812 | 1,184,817 | 0.92 | 9.62 | 3.15 |
| 2017-09-30 | 1,730,080 | 1,549,504 | 1,195,533 | 0.94 | 9.71 | 3.19 |
| 2017-12-31 | 1,723,881 | 1,543,466 | 1,238,638 | 0.83 | 8.56 | 3.24 |
| 2018-03-31 | 1,762,208 | 1,577,929 | 1,267,909 | 1.21 | 12.18 | 3.37 |
| 2018-06-30 | 1,764,386 | 1,576,929 | 1,319,016 | 1.24 | 12.45 | 3.45 |
| 2018-09-30 | 1,815,915 | 1,622,297 | 1,323,189 | 1.29 | 12.90 | 3.50 |
| 2018-12-31 | 1,860,011 | 1,657,294 | 1,318,818 | 1.31 | 12.99 | 3.52 |
| 2019-03-31 | 1,921,344 | 1,701,384 | 1,338,290 | 1.24 | 11.86 | 3.50 |
| 2019-06-30 | 1,892,694 | 1,665,842 | 1,385,592 | 1.23 | 11.49 | 3.52 |
| 2019-09-30 | 1,938,809 | 1,703,117 | 1,403,369 | 1.30 | 11.97 | 3.53 |
| 2019-12-31 | 1,988,197 | 1,747,384 | 1,430,076 | 1.32 | 12.06 | 3.52 |
| 2020-03-31 | 2,010,660 | 1,753,487 | 1,439,566 | 1.40 | 12.09 | 3.41 |
| 2020-06-30 | 2,361,744 | 2,094,359 | 1,614,994 | 1.33 | 11.92 | 3.30 |
| 2020-09-30 | 2,490,850 | 2,218,346 | 1,656,438 | 1.30 | 11.94 | 3.20 |
| 2020-12-31 | 2,642,601 | 2,364,228 | 1,599,611 | 1.26 | 11.85 | 3.16 |
| 2021-03-31 | 2,819,619 | 2,536,633 | 1,601,158 | 1.20 | 12.48 | 2.70 |
| 2021-06-30 | 2,877,704 | 2,589,482 | 1,593,219 | 1.19 | 12.47 | 2.63 |
| 2021-09-30 | 3,019,704 | 2,722,752 | 1,612,207 | 1.17 | 12.32 | 2.61 |
| 2021-12-31 | 3,224,522 | 2,923,953 | 1,668,946 | 1.15 | 12.31 | 2.57 |
| 2022-03-31 | 3,211,956 | 2,940,301 | 1,728,423 | 0.93 | 11.19 | 2.44 |
| 2022-06-30 | 3,120,451 | 2,861,938 | 1,826,714 | 1.06 | 13.01 | 2.63 |
| 2022-09-30 | 3,059,057 | 2,807,661 | 1,861,252 | 1.15 | 14.40 | 2.80 |
| 2022-12-31 | 3,082,034 | 2,809,450 | 1,896,157 | 1.20 | 14.89 | 2.91 |
| 2023-03-31 | 3,029,893 | 2,740,957 | 1,903,042 | 1.28 | 14.96 | 3.17 |
| 2023-06-30 | 3,026,535 | 2,672,736 | 1,931,132 | 1.24 | 14.27 | 3.09 |
| 2023-09-30 | 3,065,416 | 2,767,760 | 1,929,771 | 1.19 | 13.54 | 3.02 |
| 2023-12-31 | 3,128,285 | 2,807,403 | 1,972,828 | 1.16 | 13.04 | 2.99 |
| 2024-03-31 | 3,072,747 | 2,752,713 | 2,018,161 | 1.09 | 11.47 | 2.92 |
| 2024-06-30 | 3,047,614 | 2,723,525 | 2,030,141 | 1.08 | 11.19 | 2.97 |
| 2024-09-30 | 3,100,888 | 2,752,309 | 2,036,096 | 1.10 | 11.29 | 3.00 |
| 2024-12-31 | 3,148,781 | 2,811,567 | 2,055,829 | 1.13 | 11.53 | 3.05 |
| 2025-03-31 | 3,185,557 | 2,833,177 | 2,095,085 | 1.35 | 13.37 | 3.29 |
| 2025-06-30 | 3,166,822 | 2,817,939 | 2,121,069 | 1.34 | 13.17 | 3.37 |
| 2025-09-30 | 3,213,295 | 2,846,798 | 2,153,532 | 1.35 | 13.09 | 3.43 |
| 2025-12-31 | 3,349,731 | 2,971,679 | 2,228,418 | 1.36 | 13.14 | 3.47 |
| 2026-03-31 | 3,345,447 | 2,954,518 | 2,234,446 | 1.47 | 13.63 | 3.58 |
| 2026-06-30 | 3,310,081 | 2,913,549 | 2,241,721 | 1.46 | 13.35 | 3.63 |
28 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-04-01 | 1 | 261070 | 2743244 |
| 2003-10-31 | 1 | 984735 | 2743244 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.