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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-03-31 | 1,063,739 | 922,732 | 866,928 | 1.36 | 14.28 | 4.07 |
| 2022-06-30 | 1,112,871 | 878,724 | 938,524 | 1.30 | 14.11 | 4.08 |
| 2022-09-30 | 1,115,898 | 968,026 | 924,471 | 1.24 | 13.69 | 4.14 |
| 2022-12-31 | 1,225,185 | 969,399 | 1,007,366 | 1.23 | 13.64 | 4.15 |
| 2023-03-31 | 1,321,753 | 1,036,254 | 1,085,626 | 1.13 | 13.05 | 4.22 |
| 2023-06-30 | 1,304,680 | 1,100,067 | 1,078,221 | 1.08 | 12.42 | 4.18 |
| 2023-09-30 | 1,383,862 | 1,022,074 | 1,123,028 | 1.05 | 12.01 | 4.12 |
| 2023-12-31 | 1,531,004 | 1,337,227 | 1,185,853 | 1.04 | 11.76 | 3.94 |
| 2024-03-31 | 1,681,316 | 1,488,028 | 1,243,524 | 0.68 | 7.73 | 3.30 |
| 2024-06-30 | 1,619,859 | 1,453,987 | 1,296,652 | 0.85 | 9.49 | 3.41 |
| 2024-09-30 | 1,708,249 | 1,524,435 | 1,335,583 | 0.79 | 8.73 | 3.49 |
| 2024-12-31 | 1,679,821 | 1,506,276 | 1,362,162 | 0.80 | 8.85 | 3.56 |
| 2025-03-31 | 1,772,002 | 1,536,950 | 1,438,171 | 0.75 | 8.09 | 3.80 |
| 2025-06-30 | 1,896,162 | 1,639,901 | 1,516,463 | 0.99 | 10.89 | 3.99 |
| 2025-09-30 | 1,945,151 | 1,619,211 | 1,607,349 | 1.01 | 11.11 | 4.07 |
| 2025-12-31 | 1,971,682 | 1,728,339 | 1,644,149 | 1.08 | 11.69 | 4.16 |
| 2026-03-31 | 2,072,897 | 1,809,952 | 1,679,898 | 0.69 | 6.98 | 4.28 |
| 2026-06-30 | 2,241,430 | 1,938,474 | 1,847,700 | 0.94 | 9.65 | 4.38 |
7 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-01-01 | 1 | 5152212 | 309655 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.