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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 124,637,433 | 99,645,528 | 80,805,823 | 0.92 | 7.06 | 3.19 |
| 2016-06-30 | 125,255,551 | 99,378,309 | 81,101,517 | 0.95 | 7.20 | 3.18 |
| 2016-09-30 | 124,196,151 | 100,665,685 | 80,326,823 | 1.02 | 7.67 | 3.16 |
| 2016-12-31 | 125,042,021 | 100,403,647 | 79,721,290 | 1.03 | 7.86 | 3.17 |
| 2017-03-31 | 123,636,430 | 100,629,387 | 79,316,656 | 1.04 | 7.98 | 3.23 |
| 2017-06-30 | 123,716,371 | 99,262,840 | 79,659,319 | 1.08 | 8.24 | 3.28 |
| 2017-09-30 | 122,472,010 | 99,772,895 | 78,702,916 | 1.09 | 8.32 | 3.33 |
| 2017-12-31 | 123,325,220 | 99,001,673 | 79,361,361 | 1.11 | 8.47 | 3.35 |
| 2018-03-31 | 121,865,241 | 98,522,485 | 79,433,395 | 1.45 | 11.04 | 3.51 |
| 2018-06-30 | 123,635,085 | 96,610,746 | 80,127,125 | 1.42 | 10.76 | 3.53 |
| 2018-09-30 | 123,928,444 | 95,129,702 | 81,311,083 | 1.39 | 10.71 | 3.56 |
| 2018-12-31 | 124,716,588 | 96,461,044 | 82,616,342 | 1.41 | 10.93 | 3.58 |
| 2019-03-31 | 128,089,000 | 98,356,000 | 83,895,000 | 1.39 | 11.18 | 3.58 |
| 2019-06-30 | 126,896,000 | 98,330,000 | 83,208,000 | 1.39 | 11.04 | 3.57 |
| 2019-09-30 | 127,543,000 | 97,165,000 | 82,465,000 | 1.40 | 11.00 | 3.55 |
| 2019-12-31 | 125,641,000 | 99,836,000 | 82,731,000 | 1.41 | 11.00 | 3.53 |
| 2020-03-31 | 132,707,000 | 101,756,000 | 87,101,000 | 0.61 | 4.65 | 3.37 |
| 2020-06-30 | 143,443,000 | 119,821,000 | 89,424,000 | 0.03 | 0.20 | 3.31 |
| 2020-09-30 | 144,473,000 | 121,271,000 | 87,269,000 | 0.53 | 4.12 | 3.29 |
| 2020-12-31 | 146,476,000 | 124,229,000 | 84,997,000 | 0.86 | 6.70 | 3.27 |
| 2021-03-31 | 152,519,000 | 131,049,000 | 84,260,000 | 1.80 | 14.79 | 2.96 |
| 2021-06-30 | 154,735,000 | 132,757,000 | 83,654,000 | 1.96 | 16.21 | 2.92 |
| 2021-09-30 | 155,343,000 | 133,779,000 | 82,767,000 | 1.89 | 15.80 | 2.90 |
| 2021-12-31 | 162,193,000 | 141,129,000 | 87,295,000 | 1.70 | 14.45 | 2.90 |
| 2022-03-31 | 163,179,000 | 142,371,000 | 88,597,000 | 1.43 | 13.50 | 2.84 |
| 2022-06-30 | 159,787,000 | 139,563,000 | 92,624,000 | 1.47 | 14.12 | 3.00 |
| 2022-09-30 | 156,809,000 | 136,953,000 | 94,008,000 | 1.38 | 13.59 | 3.23 |
| 2022-12-31 | 154,203,000 | 133,792,000 | 95,883,000 | 1.50 | 14.83 | 3.46 |
| 2023-03-31 | 153,125,000 | 130,749,000 | 97,129,000 | 1.67 | 16.68 | 4.33 |
| 2023-06-30 | 154,556,000 | 129,403,000 | 98,214,000 | 1.65 | 16.56 | 4.27 |
| 2023-09-30 | 152,906,000 | 129,289,000 | 97,832,000 | 1.57 | 15.94 | 4.17 |
| 2023-12-31 | 151,314,000 | 130,154,000 | 97,186,000 | 1.46 | 14.61 | 4.09 |
| 2024-03-31 | 153,946,000 | 131,273,000 | 95,635,000 | 1.07 | 10.16 | 3.68 |
| 2024-06-30 | 153,039,000 | 128,943,000 | 96,422,000 | 1.26 | 11.93 | 3.68 |
| 2024-09-30 | 156,385,000 | 128,575,000 | 95,698,000 | 1.29 | 12.04 | 3.69 |
| 2024-12-31 | 155,918,000 | 130,261,000 | 95,695,000 | 1.33 | 12.51 | 3.71 |
| 2025-03-31 | 158,421,000 | 132,993,000 | 94,462,000 | 1.44 | 13.45 | 3.59 |
| 2025-06-30 | 157,807,000 | 132,002,000 | 95,681,000 | 1.48 | 13.65 | 3.67 |
| 2025-09-30 | 158,598,000 | 131,484,000 | 95,104,000 | 1.48 | 13.54 | 3.69 |
| 2025-12-31 | 157,412,000 | 131,987,000 | 94,567,000 | 1.43 | 12.90 | 3.71 |
| 2026-03-31 | 159,430,000 | 132,760,000 | 96,855,000 | 1.45 | 12.69 | 3.69 |
| 2026-06-30 | 159,787,000 | 131,776,000 | 98,302,000 | 1.46 | 12.86 | 3.72 |
1,259 current branch locations across 16 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-10-01 | 1 | 3121072 | 233031 |
| 2009-02-07 | 50 | 3083741 | 233031 |
| 2008-08-30 | 50 | 2922339 | 233031 |
| 2007-11-30 | 1 | 3458581 | 233031 |
| 2006-11-04 | 1 | 245333 | 233031 |
| 2005-09-29 | 1 | 2875426 | 233031 |
| 2005-06-30 | 1 | 423355 | 233031 |
| 2002-07-12 | 1 | 905655 | 233031 |
| 2002-05-17 | 1 | 787150 | 233031 |
| 2002-04-05 | 1 | 632755 | 233031 |
| 2002-03-08 | 1 | 1881541 | 233031 |
| 2000-11-10 | 1 | 961156 | 233031 |
| 2000-10-13 | 1 | 395630 | 233031 |
| 2000-09-08 | 1 | 184535 | 233031 |
| 2000-06-23 | 1 | 188551 | 233031 |
| 2000-05-10 | 1 | 718631 | 233031 |
| 2000-05-10 | 1 | 296933 | 233031 |
| 1999-11-05 | 1 | 710233 | 233031 |
| 1999-11-05 | 1 | 230731 | 233031 |
| 1999-10-08 | 1 | 140232 | 233031 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.