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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-12-31 | 1,007,257 | 866,870 | 750,247 | 1.05 | 8.34 | 3.98 |
| 2021-03-31 | 1,022,372 | 880,037 | 769,431 | 0.97 | 8.00 | 3.92 |
| 2021-06-30 | 1,102,169 | 957,707 | 804,086 | 1.02 | 8.56 | 3.95 |
| 2021-09-30 | 1,118,960 | 971,130 | 833,616 | 1.06 | 8.92 | 3.98 |
| 2021-12-31 | 1,132,006 | 962,063 | 808,474 | 1.04 | 8.54 | 3.97 |
| 2022-03-31 | 1,148,074 | 982,480 | 807,256 | 0.97 | 7.42 | 3.64 |
| 2022-06-30 | 1,182,233 | 1,017,329 | 886,258 | 1.01 | 7.92 | 3.63 |
| 2022-09-30 | 1,180,400 | 1,019,887 | 915,931 | 0.98 | 7.79 | 3.67 |
| 2022-12-31 | 1,190,663 | 1,015,237 | 921,200 | 1.02 | 8.13 | 3.67 |
| 2023-03-31 | 1,184,775 | 991,634 | 914,829 | 1.26 | 10.33 | 3.88 |
| 2023-06-30 | 1,250,158 | 1,050,346 | 953,075 | 1.05 | 8.73 | 3.53 |
| 2023-09-30 | 1,282,851 | 1,081,248 | 1,015,743 | 0.99 | 8.36 | 3.47 |
| 2023-12-31 | 1,505,048 | 1,332,036 | 1,018,729 | 1.03 | 9.00 | 3.42 |
| 2024-03-31 | 1,370,659 | 1,175,402 | 1,024,828 | 0.72 | 6.69 | 2.99 |
| 2024-06-30 | 1,376,368 | 1,196,539 | 1,092,694 | 0.90 | 8.06 | 3.10 |
| 2024-09-30 | 1,448,784 | 1,217,838 | 1,144,183 | 0.99 | 8.83 | 3.18 |
| 2024-12-31 | 1,450,661 | 1,262,576 | 1,135,578 | 1.01 | 8.97 | 3.27 |
| 2025-03-31 | 1,495,305 | 1,290,552 | 1,090,055 | 1.11 | 9.58 | 3.43 |
| 2025-06-30 | 1,522,200 | 1,324,464 | 1,159,007 | 1.21 | 10.37 | 3.55 |
| 2025-09-30 | 1,486,654 | 1,283,727 | 1,160,302 | 1.28 | 10.79 | 3.70 |
| 2025-12-31 | 1,485,190 | 1,276,446 | 1,144,250 | 1.23 | 10.24 | 3.77 |
| 2026-03-31 | 1,479,703 | 1,270,051 | 1,096,505 | 1.15 | 8.98 | 3.82 |
| 2026-06-30 | 1,431,912 | 1,217,279 | 1,117,543 | 1.21 | 9.32 | 3.92 |
21 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-12-07 | 1 | 3377954 | 49241 |
| 1992-03-28 | 50 | 621777 | 49241 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.