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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 5,254,558 | 4,041,542 | 2,871,717 | 0.34 | 2.65 | 2.12 |
| 2016-06-30 | 5,309,950 | 4,096,704 | 3,003,293 | 0.34 | 2.67 | 2.12 |
| 2016-09-30 | 5,300,601 | 4,097,953 | 3,106,032 | 0.34 | 2.62 | 2.14 |
| 2016-12-31 | 5,347,525 | 4,128,167 | 3,202,772 | 0.31 | 2.41 | 2.18 |
| 2017-03-31 | 5,440,308 | 4,180,287 | 3,362,600 | 0.44 | 3.45 | 2.26 |
| 2017-06-30 | 5,428,100 | 4,175,513 | 3,447,086 | 0.47 | 3.64 | 2.32 |
| 2017-09-30 | 5,393,862 | 4,169,945 | 3,465,612 | 0.43 | 3.35 | 2.31 |
| 2017-12-31 | 5,391,946 | 4,194,966 | 3,538,887 | 0.32 | 2.47 | 2.34 |
| 2018-03-31 | 5,494,420 | 4,272,378 | 3,609,626 | 0.74 | 5.73 | 2.32 |
| 2018-06-30 | 5,461,118 | 4,262,748 | 3,708,325 | 0.62 | 4.81 | 2.35 |
| 2018-09-30 | 5,472,741 | 4,256,612 | 3,797,564 | 0.72 | 5.57 | 2.36 |
| 2018-12-31 | 5,534,383 | 4,304,341 | 3,843,835 | 0.64 | 4.96 | 2.38 |
| 2019-03-31 | 5,612,485 | 4,372,299 | 3,832,537 | 1.17 | 8.91 | 2.41 |
| 2019-06-30 | 5,646,842 | 4,412,920 | 3,909,691 | 0.91 | 6.84 | 2.35 |
| 2019-09-30 | 5,737,288 | 4,450,614 | 3,929,475 | 0.85 | 6.36 | 2.30 |
| 2019-12-31 | 5,814,080 | 4,529,389 | 4,008,741 | 0.79 | 5.93 | 2.30 |
| 2020-03-31 | 5,934,962 | 4,629,933 | 4,002,421 | -0.44 | -3.30 | 2.18 |
| 2020-06-30 | 6,144,952 | 4,828,643 | 3,988,061 | 0.35 | 2.67 | 2.15 |
| 2020-09-30 | 6,256,834 | 4,920,693 | 4,027,421 | 0.50 | 3.84 | 2.13 |
| 2020-12-31 | 6,373,917 | 5,018,438 | 3,983,150 | 0.58 | 4.43 | 2.15 |
| 2021-03-31 | 6,522,810 | 5,191,503 | 3,927,378 | 0.65 | 5.10 | 2.01 |
| 2021-06-30 | 6,619,889 | 5,277,949 | 3,877,039 | 0.63 | 5.00 | 1.99 |
| 2021-09-30 | 6,704,553 | 5,356,971 | 3,835,639 | 0.60 | 4.76 | 2.02 |
| 2021-12-31 | 6,765,343 | 5,417,337 | 3,803,912 | 0.66 | 5.24 | 2.09 |
| 2022-03-31 | 6,794,524 | 5,526,969 | 3,830,233 | 0.34 | 2.81 | 2.29 |
| 2022-06-30 | 6,804,599 | 5,515,866 | 3,972,014 | 0.23 | 1.92 | 2.37 |
| 2022-09-30 | 6,857,820 | 5,563,178 | 4,139,620 | 0.34 | 2.89 | 2.39 |
| 2022-12-31 | 6,834,299 | 5,447,460 | 4,295,316 | 0.48 | 4.13 | 2.38 |
| 2023-03-31 | 6,919,023 | 5,501,130 | 4,320,112 | 0.77 | 6.75 | 2.12 |
| 2023-06-30 | 6,897,884 | 5,472,420 | 4,366,598 | 0.65 | 5.70 | 2.06 |
| 2023-09-30 | 6,873,731 | 5,493,670 | 4,439,620 | 0.51 | 4.45 | 2.00 |
| 2023-12-31 | 6,973,412 | 5,505,763 | 4,468,139 | 0.50 | 4.36 | 1.97 |
| 2024-03-31 | 6,996,423 | 5,559,007 | 4,550,870 | 0.45 | 3.86 | 1.76 |
| 2024-06-30 | 7,020,614 | 5,560,107 | 4,599,339 | 0.42 | 3.55 | 1.75 |
| 2024-09-30 | 7,168,903 | 5,631,071 | 4,634,611 | 0.43 | 3.65 | 1.73 |
| 2024-12-31 | 7,191,411 | 5,680,221 | 4,675,092 | 0.36 | 3.00 | 1.73 |
| 2025-03-31 | 7,297,683 | 5,774,644 | 4,729,103 | 0.29 | 2.44 | 1.80 |
| 2025-06-30 | 7,306,964 | 5,778,928 | 4,792,564 | 0.44 | 3.61 | 1.84 |
| 2025-09-30 | 7,379,699 | 5,849,449 | 4,825,658 | 0.50 | 4.12 | 1.87 |
| 2025-12-31 | 7,481,657 | 5,933,629 | 4,852,692 | 0.50 | 4.08 | 1.94 |
| 2026-03-31 | 7,540,183 | 6,011,805 | 4,828,857 | 0.52 | 4.11 | 2.12 |
| 2026-06-30 | 7,548,632 | 6,013,033 | 4,842,045 | 0.70 | 5.53 | 2.13 |
38 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-07-13 | 1 | 174871 | 859712 |
| 1991-10-19 | 50 | 764973 | 859712 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.