RIO BANK

FDIC #25886 · TX · period 20260630

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Total assets1,406,380-1.24% YoY

Total deposits1,137,362-4.20% YoY

Net loans and leases775,977-7.69% YoY

Return on assets0.67%-26.78% YoY

Return on equity7.35%-14.04% YoY

Net interest margin3.71%-14.42% YoY

Peer position

Return on assets24thopportunity · n=902

Return on equity23rdopportunity · n=894

Net interest margin82ndstrength · n=902

Equity to assets53rdin line · n=894

Noncurrent loans49thin line · n=887

Liquid assets78thstrength · n=895

Brokered deposits47thin line · n=890

Loans to deposits84thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2025-06-30	1,406,380	1,137,362	775,977	0.67	7.35	3.71
2025-09-30	1,422,426	1,186,481	775,494	0.58	6.12	3.99
2025-12-31	1,393,727	1,164,594	780,651	0.54	5.58	4.14
2026-03-31	1,425,871	1,188,970	785,972	0.89	8.36	4.32
2026-06-30	1,423,994	1,187,261	840,653	0.91	8.55	4.34

Structure and branch footprint

24 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2025-05-31	1	2788656	956750
2018-09-01	1	367954	956750

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.