Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

Get started

Q2 2026 · 4,313 institutions · refreshed 8/27/2026

All banksProfile view

OptimaYield board tearsheet · reported facts

RIVER BANK

FDIC #14995 · WI · period 20260630

Download full PDF Download full Excel Download compact PDF Download compact Excel Return to profile

Total assets1,052,811-2.38% YoY

Total deposits794,966+1.82% YoY

Net loans and leases924,205+3.38% YoY

Return on assets1.75%+43.98% YoY

Return on equity16.75%+26.61% YoY

Net interest margin3.23%+18.28% YoY

Peer position

Return on assets41stin line · n=902

Return on equity31stin line · n=894

Net interest margin13thopportunity · n=902

Equity to assets78thstrength · n=894

Noncurrent loans81ststrength · n=887

Liquid assets17thopportunity · n=895

Brokered deposits55thin line · n=890

Loans to deposits4thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2021-12-31	1,052,811	794,966	924,205	1.75	16.75	3.23
2022-03-31	1,079,069	821,809	901,500	1.54	16.48	2.94
2022-06-30	1,057,400	776,332	874,996	1.45	15.58	2.88
2022-09-30	1,084,322	775,563	895,582	1.38	14.91	2.82
2022-12-31	1,078,437	780,784	893,994	1.22	13.23	2.73
2023-03-31	1,065,605	766,582	890,109	0.76	8.24	2.10
2023-06-30	1,073,106	769,258	884,442	0.71	7.74	1.99
2023-09-30	1,067,103	769,114	868,616	0.67	7.21	1.93
2023-12-31	1,072,693	776,324	854,743	0.69	7.35	1.89
2024-03-31	1,056,030	766,134	843,314	0.83	8.38	1.77
2024-06-30	1,030,999	743,897	836,984	0.81	8.10	1.80
2024-09-30	1,013,121	733,847	832,030	0.72	7.02	1.84
2024-12-31	1,011,313	737,138	815,867	0.64	6.23	1.88
2025-03-31	1,013,849	751,778	812,633	0.75	6.82	2.07
2025-06-30	1,006,546	742,802	825,210	0.79	7.08	2.18
2025-09-30	1,011,547	755,700	829,154	0.88	7.79	2.27
2025-12-31	1,045,511	782,306	834,863	1.04	9.15	2.39
2026-03-31	1,052,694	795,014	836,660	0.85	7.32	2.84
2026-06-30	1,018,687	755,702	841,262	1.14	9.67	2.91

Structure and branch footprint

13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2020-01-01	1	68448	279842
2005-10-01	1	382751	279842
1991-06-30	1	224543	279842
1991-06-30	1	720447	279842

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.