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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-03-31 | 1,132,893 | 987,186 | 769,382 | 0.82 | 6.76 | 4.10 |
| 2017-06-30 | 1,124,026 | 980,974 | 787,681 | 0.93 | 7.69 | 4.23 |
| 2017-09-30 | 1,146,695 | 998,301 | 773,434 | 1.00 | 8.34 | 4.28 |
| 2017-12-31 | 1,127,535 | 980,040 | 786,811 | 0.90 | 7.52 | 4.32 |
| 2018-03-31 | 1,150,652 | 1,003,431 | 800,820 | 1.08 | 9.01 | 4.30 |
| 2018-06-30 | 1,139,399 | 991,166 | 815,237 | 1.36 | 11.36 | 4.50 |
| 2018-09-30 | 1,147,224 | 990,835 | 838,329 | 1.43 | 11.84 | 4.57 |
| 2018-12-31 | 1,150,040 | 949,708 | 857,135 | 1.48 | 12.07 | 4.59 |
| 2019-03-31 | 1,155,539 | 930,384 | 865,567 | 1.56 | 11.87 | 4.71 |
| 2019-06-30 | 1,164,375 | 926,656 | 876,534 | 1.55 | 11.59 | 4.62 |
| 2019-09-30 | 1,172,180 | 991,642 | 870,190 | 1.58 | 11.73 | 4.60 |
| 2019-12-31 | 1,183,273 | 997,460 | 875,101 | 1.56 | 11.46 | 4.56 |
| 2020-03-31 | 1,180,610 | 1,001,733 | 899,159 | 1.06 | 7.60 | 4.24 |
| 2020-06-30 | 1,376,514 | 1,167,155 | 985,644 | 0.61 | 4.60 | 4.10 |
| 2020-09-30 | 1,423,927 | 1,210,523 | 956,308 | 0.67 | 5.24 | 3.91 |
| 2020-12-31 | 1,434,905 | 1,247,013 | 912,276 | 0.81 | 6.44 | 3.84 |
| 2021-03-31 | 1,548,103 | 1,356,984 | 924,057 | 0.96 | 8.47 | 3.41 |
| 2021-06-30 | 1,616,264 | 1,423,933 | 871,889 | 1.24 | 11.14 | 3.28 |
| 2021-09-30 | 1,715,497 | 1,517,789 | 898,032 | 1.36 | 12.47 | 3.22 |
| 2021-12-31 | 1,682,237 | 1,484,452 | 947,050 | 1.36 | 12.53 | 3.21 |
| 2022-03-31 | 1,739,030 | 1,546,411 | 975,885 | 1.01 | 9.75 | 3.03 |
| 2022-06-30 | 1,696,924 | 1,506,923 | 997,906 | 1.07 | 10.48 | 3.15 |
| 2022-09-30 | 1,683,600 | 1,497,663 | 996,456 | 1.14 | 11.27 | 3.28 |
| 2022-12-31 | 1,597,455 | 1,374,114 | 1,001,955 | 1.20 | 11.71 | 3.40 |
| 2023-03-31 | 1,587,755 | 1,271,949 | 993,547 | 0.83 | 7.65 | 3.37 |
| 2023-06-30 | 1,581,229 | 1,252,038 | 989,064 | 0.83 | 7.60 | 3.18 |
| 2023-09-30 | 1,581,919 | 1,247,672 | 1,000,279 | 0.79 | 7.28 | 3.07 |
| 2023-12-31 | 1,588,481 | 1,228,284 | 1,002,838 | 0.71 | 6.54 | 2.98 |
| 2024-03-31 | 1,519,295 | 1,241,822 | 1,008,649 | -0.67 | -5.99 | 2.55 |
| 2024-06-30 | 1,535,809 | 1,229,537 | 1,029,701 | -0.15 | -1.36 | 2.60 |
| 2024-09-30 | 1,545,711 | 1,246,826 | 1,045,511 | 0.07 | 0.64 | 2.63 |
| 2024-12-31 | 1,506,100 | 1,226,157 | 1,029,757 | 0.16 | 1.39 | 2.68 |
| 2025-03-31 | 1,511,054 | 1,239,534 | 1,047,086 | 0.41 | 3.49 | 2.79 |
| 2025-06-30 | 1,514,435 | 1,216,471 | 1,052,654 | 0.42 | 3.53 | 2.89 |
| 2025-09-30 | 1,507,319 | 1,244,117 | 1,054,764 | 0.41 | 3.42 | 2.91 |
| 2025-12-31 | 1,509,890 | 1,239,095 | 1,069,885 | 0.42 | 3.50 | 2.98 |
| 2026-03-31 | 1,461,136 | 1,259,835 | 1,077,236 | -2.07 | -17.51 | 3.12 |
| 2026-06-30 | 1,468,113 | 1,266,045 | 1,077,963 | -0.77 | -6.56 | 3.32 |
18 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-02-18 | 1 | 2370994 | 921178 |
| 2005-04-23 | 1 | 92162 | 921178 |
| 2003-07-19 | 1 | 2766092 | 921178 |
| 1994-05-14 | 50 | 983774 | 921178 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.