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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 7,186,962 | 6,035,583 | 5,540,388 | 1.07 | 9.01 | 3.50 |
| 2016-06-30 | 7,416,517 | 6,241,825 | 5,629,453 | 1.08 | 9.11 | 3.52 |
| 2016-09-30 | 7,499,637 | 6,317,532 | 5,701,262 | 1.10 | 9.33 | 3.54 |
| 2016-12-31 | 7,707,973 | 6,456,128 | 5,944,178 | 1.09 | 9.16 | 3.54 |
| 2017-03-31 | 7,736,545 | 6,517,361 | 6,005,436 | 1.11 | 9.15 | 3.54 |
| 2017-06-30 | 8,015,347 | 6,738,951 | 6,219,598 | 1.09 | 8.89 | 3.60 |
| 2017-09-30 | 8,051,997 | 6,729,807 | 6,235,651 | 1.13 | 9.24 | 3.66 |
| 2017-12-31 | 8,081,383 | 6,779,584 | 6,299,678 | 1.13 | 9.20 | 3.71 |
| 2018-03-31 | 8,089,360 | 6,804,759 | 6,305,131 | 1.41 | 11.24 | 3.83 |
| 2018-06-30 | 8,380,602 | 7,071,415 | 6,426,328 | 1.47 | 11.81 | 3.91 |
| 2018-09-30 | 8,374,602 | 7,039,769 | 6,474,598 | 1.52 | 12.19 | 3.98 |
| 2018-12-31 | 8,850,543 | 7,493,647 | 6,848,332 | 1.49 | 11.90 | 4.02 |
| 2019-03-31 | 8,996,054 | 7,719,452 | 6,917,318 | 1.63 | 12.79 | 4.17 |
| 2019-06-30 | 11,592,385 | 9,385,652 | 9,008,383 | 1.40 | 10.22 | 4.41 |
| 2019-09-30 | 11,540,305 | 9,422,739 | 8,902,495 | 1.58 | 11.12 | 4.41 |
| 2019-12-31 | 11,397,638 | 9,290,872 | 8,839,206 | 1.63 | 11.31 | 4.35 |
| 2020-03-31 | 11,986,696 | 9,501,857 | 8,867,810 | 0.95 | 6.30 | 3.79 |
| 2020-06-30 | 13,015,618 | 10,811,588 | 9,292,867 | 0.89 | 6.20 | 3.58 |
| 2020-09-30 | 13,161,845 | 10,953,447 | 9,344,281 | 0.96 | 6.88 | 3.48 |
| 2020-12-31 | 13,203,227 | 11,094,946 | 9,337,578 | 1.00 | 7.18 | 3.42 |
| 2021-03-31 | 13,776,487 | 11,678,026 | 9,180,774 | 1.27 | 9.65 | 3.28 |
| 2021-06-30 | 14,194,376 | 12,051,853 | 8,862,192 | 1.18 | 9.05 | 3.18 |
| 2021-09-30 | 14,535,939 | 12,336,518 | 8,749,320 | 1.17 | 9.03 | 3.08 |
| 2021-12-31 | 20,420,694 | 17,131,006 | 13,465,043 | 0.82 | 6.12 | 3.04 |
| 2022-03-31 | 20,155,730 | 16,962,210 | 13,441,653 | 1.06 | 7.35 | 3.09 |
| 2022-06-30 | 19,981,733 | 16,768,947 | 13,533,803 | 1.15 | 8.01 | 3.19 |
| 2022-09-30 | 19,705,309 | 16,468,859 | 13,558,137 | 1.26 | 8.77 | 3.37 |
| 2022-12-31 | 19,296,982 | 16,051,779 | 13,779,059 | 1.35 | 9.32 | 3.52 |
| 2023-03-31 | 19,445,034 | 15,365,316 | 13,789,951 | 1.29 | 8.77 | 3.77 |
| 2023-06-30 | 19,405,648 | 15,371,670 | 14,005,841 | 1.31 | 8.89 | 3.70 |
| 2023-09-30 | 19,379,916 | 15,213,873 | 14,087,664 | 1.31 | 8.84 | 3.67 |
| 2023-12-31 | 19,352,632 | 14,979,650 | 14,142,216 | 1.27 | 8.57 | 3.62 |
| 2024-03-31 | 19,328,719 | 15,095,349 | 14,194,986 | 1.03 | 6.80 | 3.30 |
| 2024-06-30 | 19,413,516 | 15,481,757 | 14,267,933 | 1.06 | 7.01 | 3.30 |
| 2024-09-30 | 19,415,918 | 15,532,683 | 14,213,370 | 1.01 | 6.69 | 3.33 |
| 2024-12-31 | 19,378,704 | 15,424,826 | 14,345,665 | 1.02 | 6.71 | 3.36 |
| 2025-03-31 | 19,887,343 | 15,908,572 | 14,356,401 | 0.95 | 6.13 | 3.43 |
| 2025-06-30 | 20,051,412 | 16,190,169 | 14,405,847 | 1.06 | 6.79 | 3.48 |
| 2025-09-30 | 24,993,348 | 20,417,629 | 18,279,019 | 0.93 | 5.98 | 3.69 |
| 2025-12-31 | 24,909,975 | 20,256,765 | 18,349,809 | 1.03 | 6.61 | 3.81 |
| 2026-03-31 | 24,787,974 | 20,240,410 | 18,251,676 | 1.43 | 9.13 | 4.00 |
| 2026-06-30 | 24,968,842 | 20,525,735 | 18,220,410 | 1.41 | 9.05 | 3.98 |
151 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-07-01 | 1 | 1356768 | 613008 |
| 2021-11-13 | 1 | 1000100 | 613008 |
| 2019-04-01 | 1 | 28406 | 613008 |
| 2018-11-17 | 1 | 879000 | 613008 |
| 2017-05-13 | 1 | 767705 | 613008 |
| 2016-11-11 | 1 | 3464827 | 613008 |
| 2015-02-21 | 1 | 991470 | 613008 |
| 2013-11-16 | 1 | 118174 | 613008 |
| 2012-11-10 | 1 | 66172 | 613008 |
| 2009-05-09 | 1 | 842004 | 613008 |
| 2008-03-01 | 1 | 500407 | 613008 |
| 2004-07-17 | 1 | 71671 | 613008 |
| 1994-03-12 | 50 | 264875 | 613008 |
| 1992-06-20 | 1 | 876401 | 613008 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.