Regulatory profile
Atlantic, IA · FDIC certificate #15334
ROLLING HILLS BANK&TRUST is an FDIC-insured institution based in Atlantic, IA (FDIC certificate #15334). In its Q3 2026 Call Report it reported total assets of $498M, total deposits of $418M and net loans of $371M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for ROLLING HILLS BANK&TRUST from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $418M |
|---|---|
| Net loans and leases | $371M |
Plain-language readout
ROLLING HILLS BANK&TRUST in Atlantic, IA funds its loans with $418M of deposits and holds $371M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for ROLLING HILLS BANK&TRUST in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 88.68% in Q3 2026, against 89.41% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $371M | $418M | 88.68% |
| Q2 2026 | $378M | $416M | 90.91% |
| Q1 2026 | $371M | $415M | 89.41% |