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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,002,784 | 750,729 | 748,107 | 0.10 | 0.38 | 2.62 |
| 2020-09-30 | 1,017,856 | 764,857 | 734,274 | 0.21 | 0.82 | 2.57 |
| 2020-12-31 | 1,021,460 | 766,081 | 705,228 | 0.35 | 1.40 | 2.69 |
| 2021-03-31 | 1,042,416 | 788,370 | 689,934 | 0.53 | 2.18 | 2.54 |
| 2021-06-30 | 1,053,789 | 797,782 | 688,770 | 0.49 | 2.02 | 2.50 |
| 2021-09-30 | 1,053,483 | 796,143 | 669,313 | 0.54 | 2.22 | 2.58 |
| 2021-12-31 | 1,058,278 | 800,673 | 657,657 | 0.55 | 2.29 | 2.59 |
| 2022-03-31 | 1,063,151 | 811,177 | 657,798 | 0.23 | 0.99 | 2.48 |
| 2022-06-30 | 1,068,623 | 822,714 | 709,281 | 0.24 | 1.05 | 2.58 |
| 2022-09-30 | 1,217,686 | 972,879 | 891,238 | 0.23 | 1.03 | 2.83 |
| 2022-12-31 | 1,212,712 | 945,720 | 898,193 | 0.28 | 1.29 | 2.97 |
| 2023-03-31 | 1,230,779 | 954,839 | 916,346 | 0.65 | 3.32 | 3.07 |
| 2023-06-30 | 1,237,848 | 951,214 | 915,378 | 0.63 | 3.22 | 3.12 |
| 2023-09-30 | 1,229,305 | 945,283 | 920,651 | 0.56 | 2.87 | 2.98 |
| 2023-12-31 | 1,286,171 | 953,487 | 915,979 | 0.38 | 1.99 | 2.86 |
| 2024-03-31 | 1,325,697 | 992,183 | 904,311 | 0.30 | 1.62 | 2.45 |
| 2024-06-30 | 1,328,609 | 1,004,862 | 907,239 | 0.20 | 1.10 | 2.33 |
| 2024-09-30 | 1,296,877 | 1,010,046 | 889,087 | 0.18 | 0.97 | 2.28 |
| 2024-12-31 | 1,262,622 | 1,009,743 | 885,792 | 0.19 | 0.99 | 2.24 |
| 2025-03-31 | 1,265,751 | 1,011,119 | 909,026 | -0.05 | -0.28 | 2.23 |
| 2025-06-30 | 1,271,074 | 1,015,380 | 922,760 | 0.05 | 0.23 | 2.33 |
| 2025-09-30 | 1,306,842 | 1,047,500 | 920,159 | 0.11 | 0.58 | 2.39 |
| 2025-12-31 | 1,320,116 | 1,058,410 | 948,765 | 0.18 | 0.95 | 2.45 |
| 2026-03-31 | 1,346,484 | 1,085,352 | 942,742 | 0.11 | 0.58 | 2.56 |
| 2026-06-30 | 1,360,147 | 1,096,846 | 956,755 | 0.28 | 1.50 | 2.62 |
15 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-07-08 | 1 | 204077 | 86675 |
| 2017-10-07 | 1 | 702676 | 86675 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.