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Regulatory profile
FDIC certificate #58816 · RSSD 3835454
ROYAL BUSINESS BANK is an FDIC-insured institution (FDIC certificate #58816). In its Q2 2026 Call Report it reported total assets of $4.3B, total deposits of $3.5B and net loans of $3.3B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for ROYAL BUSINESS BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 19.68% |
|---|---|
| Equity to assets | 13.55% |
| Noncurrent loans ratio | 0.72% |
| Nonaccrual loans ratio | 0.72% |
| Loan to deposit ratio | 95.16% |
| Liquid assets ratio | 16.28% |
| Brokered deposit ratio | 1.45% |
| Total deposits | $3.5B |
| Net loans and leases | $3.3B |