Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,101,645 | 977,447 | 741,698 | 0.95 | 9.58 | 4.25 |
| 2020-09-30 | 1,103,467 | 973,174 | 721,068 | 1.19 | 11.99 | 4.02 |
| 2020-12-31 | 1,161,643 | 1,033,490 | 706,543 | 1.04 | 10.53 | 3.79 |
| 2021-03-31 | 1,241,985 | 1,106,570 | 708,363 | 1.17 | 12.37 | 3.14 |
| 2021-06-30 | 1,245,331 | 1,106,820 | 705,298 | 0.97 | 10.26 | 3.06 |
| 2021-09-30 | 1,253,300 | 1,111,174 | 705,093 | 0.98 | 10.33 | 3.04 |
| 2021-12-31 | 1,302,890 | 1,154,608 | 722,858 | 1.10 | 11.66 | 3.02 |
| 2022-03-31 | 1,326,384 | 1,194,115 | 749,064 | 0.91 | 10.23 | 2.95 |
| 2022-06-30 | 1,319,988 | 1,183,257 | 797,044 | 1.17 | 13.23 | 3.11 |
| 2022-09-30 | 1,305,057 | 1,165,560 | 859,080 | 1.46 | 16.47 | 3.43 |
| 2022-12-31 | 1,298,588 | 1,163,928 | 880,199 | 1.76 | 19.68 | 3.75 |
| 2023-03-31 | 1,317,171 | 1,180,989 | 898,511 | 2.90 | 31.89 | 5.01 |
| 2023-06-30 | 1,265,589 | 1,128,248 | 908,662 | 2.87 | 31.20 | 5.14 |
| 2023-09-30 | 1,244,893 | 1,097,206 | 960,763 | 2.75 | 29.71 | 4.97 |
| 2023-12-31 | 1,289,822 | 1,139,862 | 995,776 | 2.75 | 29.67 | 5.00 |
| 2024-03-31 | 1,310,465 | 1,177,088 | 1,025,667 | 2.79 | 29.86 | 5.17 |
| 2024-06-30 | 1,329,424 | 1,195,024 | 1,054,731 | 2.79 | 30.13 | 5.21 |
| 2024-09-30 | 1,317,780 | 1,180,357 | 1,075,565 | 2.79 | 29.99 | 5.28 |
| 2024-12-31 | 1,375,377 | 1,234,974 | 1,089,350 | 2.75 | 29.86 | 5.27 |
| 2025-03-31 | 1,394,923 | 1,256,886 | 1,116,728 | 2.49 | 27.80 | 5.08 |
| 2025-06-30 | 1,331,022 | 1,186,073 | 1,094,113 | 2.55 | 27.38 | 5.17 |
| 2025-09-30 | 1,325,595 | 1,175,921 | 1,090,645 | 2.50 | 26.22 | 5.19 |
| 2025-12-31 | 1,313,421 | 1,167,052 | 1,097,028 | 2.41 | 24.94 | 5.18 |
| 2026-03-31 | 1,357,381 | 1,206,417 | 1,095,505 | 1.73 | 18.13 | 4.94 |
| 2026-06-30 | 1,349,578 | 1,229,534 | 1,091,088 | 1.74 | 19.21 | 4.83 |
51 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2002-12-18 | 50 | 382733 | 125855 |
| 2002-06-17 | 1 | 3114850 | 125855 |
| 2001-01-01 | 1 | 858751 | 125855 |
| 1996-06-07 | 1 | 706955 | 125855 |
| 1996-06-07 | 1 | 2100100 | 125855 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.