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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 6,779,376 | 5,845,011 | 2,670,435 | 0.54 | 5.66 | 1.53 |
| 2016-06-30 | 8,152,479 | 6,630,251 | 2,855,460 | 0.43 | 4.78 | 1.42 |
| 2016-09-30 | 7,853,437 | 6,429,755 | 2,827,569 | 0.55 | 6.13 | 1.43 |
| 2016-12-31 | 7,461,647 | 6,430,769 | 2,743,426 | 0.79 | 8.82 | 1.49 |
| 2017-03-31 | 8,165,624 | 7,221,900 | 2,696,621 | 1.72 | 19.46 | 1.60 |
| 2017-06-30 | 7,586,816 | 6,617,675 | 2,787,343 | 1.46 | 15.93 | 1.66 |
| 2017-09-30 | 7,610,210 | 6,609,133 | 2,827,271 | 1.27 | 13.52 | 1.71 |
| 2017-12-31 | 8,214,862 | 7,166,755 | 2,935,788 | 1.47 | 15.52 | 1.70 |
| 2018-03-31 | 7,555,632 | 6,544,197 | 3,077,796 | 1.80 | 17.50 | 1.80 |
| 2018-06-30 | 7,677,284 | 6,634,742 | 3,030,909 | 1.78 | 16.90 | 1.89 |
| 2018-09-30 | 7,194,675 | 6,149,255 | 3,154,732 | 1.67 | 15.23 | 2.01 |
| 2018-12-31 | 8,185,272 | 6,522,836 | 3,058,974 | 1.20 | 11.04 | 2.01 |
| 2019-03-31 | 7,603,500 | 6,419,614 | 3,038,865 | 1.18 | 10.62 | 1.85 |
| 2019-06-30 | 7,220,755 | 5,819,598 | 2,977,346 | 1.20 | 10.36 | 1.85 |
| 2019-09-30 | 7,706,952 | 6,449,408 | 2,937,147 | 0.98 | 8.33 | 1.81 |
| 2019-12-31 | 8,296,257 | 6,915,702 | 2,877,858 | 1.01 | 8.70 | 1.73 |
| 2020-03-31 | 9,227,836 | 7,581,644 | 2,864,350 | -0.71 | -6.66 | 1.41 |
| 2020-06-30 | 9,321,881 | 7,557,238 | 2,739,536 | 0.02 | 0.21 | 1.23 |
| 2020-09-30 | 9,512,486 | 7,682,440 | 2,825,846 | 0.71 | 6.63 | 1.22 |
| 2020-12-31 | 9,624,044 | 7,953,603 | 2,829,697 | 0.87 | 8.04 | 1.17 |
| 2021-03-31 | 9,421,168 | 7,760,865 | 2,920,012 | 2.16 | 19.00 | 1.10 |
| 2021-06-30 | 9,724,635 | 7,933,735 | 2,955,092 | 1.32 | 11.61 | 1.12 |
| 2021-09-30 | 9,504,524 | 7,820,363 | 3,089,429 | 1.06 | 9.26 | 1.14 |
| 2021-12-31 | 9,418,665 | 7,644,991 | 3,370,728 | 0.86 | 7.52 | 1.16 |
| 2022-03-31 | 9,993,135 | 8,452,215 | 3,305,592 | -1.03 | -9.38 | 1.23 |
| 2022-06-30 | 9,465,032 | 8,091,034 | 3,317,170 | -0.33 | -3.00 | 1.36 |
| 2022-09-30 | 9,256,318 | 7,775,097 | 3,167,745 | 0.05 | 0.49 | 1.63 |
| 2022-12-31 | 9,768,688 | 8,320,307 | 3,023,512 | 0.34 | 3.09 | 1.88 |
| 2023-03-31 | 9,035,727 | 7,348,610 | 3,005,433 | 1.91 | 16.48 | 3.00 |
| 2023-06-30 | 8,829,222 | 7,247,852 | 2,898,883 | 1.59 | 13.22 | 3.00 |
| 2023-09-30 | 9,394,343 | 7,831,837 | 2,837,798 | 1.24 | 10.38 | 3.00 |
| 2023-12-31 | 10,525,457 | 8,922,799 | 2,851,531 | 0.81 | 6.84 | 2.80 |
| 2024-03-31 | 9,999,527 | 8,410,135 | 2,761,812 | 1.81 | 15.59 | 2.61 |
| 2024-06-30 | 9,953,799 | 8,322,255 | 2,847,368 | 1.20 | 10.08 | 2.55 |
| 2024-09-30 | 10,375,637 | 8,576,368 | 2,946,937 | 1.26 | 10.53 | 2.54 |
| 2024-12-31 | 11,305,158 | 9,461,643 | 3,061,837 | 1.12 | 9.45 | 2.47 |
| 2025-03-31 | 11,099,112 | 9,419,824 | 2,823,969 | 1.18 | 10.42 | 2.23 |
| 2025-06-30 | 10,797,029 | 9,070,014 | 2,915,410 | 0.85 | 7.36 | 2.19 |
| 2025-09-30 | 12,407,861 | 10,567,861 | 3,212,121 | 0.89 | 7.84 | 2.11 |
| 2025-12-31 | 12,464,657 | 10,758,315 | 3,273,511 | 0.92 | 8.22 | 2.12 |
| 2026-03-31 | 12,154,963 | 10,397,024 | 3,597,204 | 0.94 | 8.65 | 2.08 |
| 2026-06-30 | 15,692,063 | 13,881,404 | 3,643,603 | 0.92 | 9.25 | 1.89 |
7 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-10-01 | 1 | 65513 | 918918 |
| 2000-01-01 | 1 | 50836 | 918918 |
| 1997-01-01 | 1 | 97411 | 918918 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.