Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,825,125 | 2,854,045 | 2,734,334 | 0.75 | 7.05 | 2.82 |
| 2016-06-30 | 3,944,116 | 2,897,701 | 2,857,238 | 0.78 | 7.33 | 2.84 |
| 2016-09-30 | 4,079,769 | 3,083,854 | 2,941,133 | 0.82 | 7.78 | 2.83 |
| 2016-12-31 | 4,116,265 | 3,089,902 | 2,983,372 | 0.79 | 7.49 | 2.84 |
| 2017-03-31 | 4,192,492 | 3,084,796 | 3,048,512 | 0.75 | 7.12 | 2.86 |
| 2017-06-30 | 4,665,309 | 3,338,952 | 3,461,040 | 0.74 | 7.18 | 2.87 |
| 2017-09-30 | 4,682,195 | 3,364,200 | 3,495,474 | 0.77 | 7.50 | 2.94 |
| 2017-12-31 | 4,676,160 | 3,399,695 | 3,514,659 | 0.71 | 6.97 | 2.97 |
| 2018-03-31 | 4,722,855 | 3,432,086 | 3,494,679 | 1.01 | 10.01 | 3.07 |
| 2018-06-30 | 4,822,254 | 3,628,377 | 3,553,850 | 1.00 | 9.85 | 3.04 |
| 2018-09-30 | 4,944,830 | 3,787,745 | 3,714,988 | 1.01 | 9.93 | 3.04 |
| 2018-12-31 | 5,010,771 | 3,713,421 | 3,771,484 | 0.98 | 9.59 | 3.04 |
| 2019-03-31 | 5,024,079 | 3,797,298 | 3,793,896 | 1.35 | 13.06 | 3.04 |
| 2019-06-30 | 5,158,816 | 3,871,500 | 3,961,820 | 1.28 | 12.37 | 3.01 |
| 2019-09-30 | 5,242,974 | 4,004,438 | 4,061,479 | 1.27 | 12.24 | 2.99 |
| 2019-12-31 | 5,155,447 | 3,941,876 | 3,967,988 | 1.23 | 11.69 | 2.99 |
| 2020-03-31 | 5,323,964 | 3,900,740 | 4,021,129 | 0.39 | 3.64 | 2.88 |
| 2020-06-30 | 5,524,622 | 4,053,654 | 4,208,409 | 1.08 | 10.16 | 2.77 |
| 2020-09-30 | 5,524,552 | 4,027,211 | 4,229,365 | 1.22 | 11.40 | 2.69 |
| 2020-12-31 | 5,636,898 | 4,176,849 | 4,139,072 | 1.21 | 11.28 | 2.63 |
| 2021-03-31 | 5,778,668 | 4,375,417 | 4,088,281 | 1.41 | 12.67 | 2.51 |
| 2021-06-30 | 5,785,287 | 4,372,248 | 4,058,344 | 1.25 | 11.17 | 2.46 |
| 2021-09-30 | 5,807,733 | 4,394,101 | 4,039,258 | 1.14 | 10.05 | 2.48 |
| 2021-12-31 | 5,878,462 | 4,448,540 | 4,106,551 | 1.12 | 9.78 | 2.50 |
| 2022-03-31 | 6,041,810 | 5,045,046 | 4,246,550 | 0.60 | 5.07 | 2.56 |
| 2022-06-30 | 6,256,985 | 4,757,104 | 4,404,724 | 0.58 | 4.99 | 2.70 |
| 2022-09-30 | 6,431,304 | 4,819,300 | 4,542,787 | 0.75 | 6.43 | 2.84 |
| 2022-12-31 | 6,619,741 | 4,960,738 | 4,701,609 | 0.89 | 7.67 | 2.96 |
| 2023-03-31 | 6,699,454 | 5,024,963 | 4,785,049 | 1.15 | 10.06 | 2.90 |
| 2023-06-30 | 6,963,620 | 4,975,516 | 5,020,543 | 1.09 | 9.53 | 2.75 |
| 2023-09-30 | 7,117,552 | 5,077,992 | 5,155,704 | 0.93 | 8.15 | 2.67 |
| 2023-12-31 | 7,291,012 | 5,127,868 | 5,330,931 | 0.91 | 8.04 | 2.61 |
| 2024-03-31 | 7,336,543 | 5,309,340 | 5,378,008 | 0.68 | 6.02 | 2.32 |
| 2024-06-30 | 7,537,032 | 5,380,347 | 5,571,289 | 0.67 | 5.95 | 2.28 |
| 2024-09-30 | 7,667,375 | 5,505,584 | 5,750,295 | 0.70 | 6.20 | 2.27 |
| 2024-12-31 | 7,844,697 | 5,628,318 | 5,892,601 | 0.72 | 6.34 | 2.27 |
| 2025-03-31 | 8,046,347 | 5,641,218 | 6,070,588 | 0.76 | 6.74 | 2.35 |
| 2025-06-30 | 8,291,041 | 5,751,539 | 6,335,373 | 0.82 | 7.37 | 2.41 |
| 2025-09-30 | 8,426,346 | 5,829,604 | 6,450,377 | 0.86 | 7.67 | 2.45 |
| 2025-12-31 | 8,538,245 | 5,955,731 | 6,521,887 | 0.89 | 8.00 | 2.47 |
| 2026-03-31 | 8,568,434 | 6,007,790 | 6,544,849 | 0.91 | 7.99 | 2.53 |
| 2026-06-30 | 8,820,482 | 6,044,966 | 6,750,400 | 0.96 | 8.41 | 2.58 |
34 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-08-18 | 1 | 1006577 | 618807 |
| 2017-05-24 | 1 | 904201 | 618807 |
| 2013-11-24 | 1 | 5005 | 618807 |
| 2006-02-11 | 1 | 1010471 | 618807 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.