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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-09-30 | 1,014,898 | 859,870 | 740,895 | 0.80 | 7.50 | 3.24 |
| 2016-12-31 | 1,028,147 | 900,991 | 774,154 | 0.77 | 7.16 | 3.16 |
| 2017-03-31 | 1,057,599 | 917,816 | 806,864 | 0.69 | 6.21 | 3.01 |
| 2017-06-30 | 1,104,839 | 958,392 | 847,242 | 0.68 | 6.12 | 3.09 |
| 2017-09-30 | 1,088,943 | 940,198 | 830,849 | 0.76 | 6.84 | 3.17 |
| 2017-12-31 | 1,044,091 | 880,539 | 804,412 | 0.77 | 6.87 | 3.22 |
| 2018-03-31 | 1,078,161 | 892,410 | 820,059 | 1.28 | 11.46 | 3.35 |
| 2018-06-30 | 1,118,045 | 954,147 | 823,688 | 1.34 | 12.15 | 3.42 |
| 2018-09-30 | 1,155,378 | 994,068 | 859,558 | 1.18 | 10.94 | 3.38 |
| 2018-12-31 | 1,155,153 | 963,198 | 863,641 | 1.18 | 11.04 | 3.38 |
| 2019-03-31 | 1,203,809 | 1,024,447 | 914,312 | 1.20 | 11.31 | 3.34 |
| 2019-06-30 | 1,226,773 | 1,053,968 | 905,262 | 1.12 | 10.61 | 3.28 |
| 2019-09-30 | 1,219,958 | 1,040,637 | 905,582 | 1.14 | 10.66 | 3.25 |
| 2019-12-31 | 1,213,973 | 1,018,837 | 902,918 | 1.05 | 9.79 | 3.15 |
| 2020-03-31 | 1,276,844 | 1,093,658 | 908,937 | 0.20 | 1.89 | 2.77 |
| 2020-06-30 | 1,424,042 | 1,238,610 | 970,462 | -0.27 | -2.69 | 2.47 |
| 2020-09-30 | 1,430,023 | 1,245,313 | 966,810 | 0.05 | 0.50 | 2.34 |
| 2020-12-31 | 1,409,281 | 1,215,902 | 1,039,879 | 0.19 | 1.98 | 2.30 |
| 2021-03-31 | 1,514,908 | 1,316,630 | 1,068,641 | 0.98 | 10.15 | 2.27 |
| 2021-06-30 | 1,567,081 | 1,365,345 | 1,070,117 | 1.01 | 10.55 | 2.34 |
| 2021-09-30 | 1,559,896 | 1,355,657 | 1,094,694 | 1.02 | 10.60 | 2.38 |
| 2021-12-31 | 1,553,924 | 1,345,068 | 1,169,524 | 1.01 | 10.35 | 2.41 |
| 2022-03-31 | 1,575,839 | 1,367,594 | 1,174,503 | 0.70 | 6.96 | 2.47 |
| 2022-06-30 | 1,578,852 | 1,373,383 | 1,201,713 | 0.91 | 8.99 | 2.58 |
| 2022-09-30 | 1,707,392 | 1,392,150 | 1,265,873 | 1.07 | 10.77 | 2.74 |
| 2022-12-31 | 1,776,640 | 1,463,809 | 1,290,382 | 1.14 | 11.64 | 3.00 |
| 2023-03-31 | 1,847,724 | 1,526,545 | 1,321,451 | 1.61 | 17.06 | 3.73 |
| 2023-06-30 | 1,988,321 | 1,660,903 | 1,409,008 | 1.60 | 17.18 | 3.71 |
| 2023-09-30 | 2,020,623 | 1,686,964 | 1,480,785 | 1.60 | 17.25 | 3.70 |
| 2023-12-31 | 2,029,996 | 1,668,081 | 1,567,262 | 1.56 | 16.59 | 3.71 |
| 2024-03-31 | 2,082,701 | 1,731,834 | 1,617,187 | 1.37 | 13.99 | 3.57 |
| 2024-06-30 | 2,160,405 | 1,857,781 | 1,663,607 | 1.19 | 12.21 | 3.40 |
| 2024-09-30 | 2,206,464 | 1,856,246 | 1,708,399 | 1.36 | 13.78 | 3.35 |
| 2024-12-31 | 2,145,556 | 1,812,543 | 1,651,245 | 1.48 | 14.87 | 3.30 |
| 2025-03-31 | 2,186,161 | 1,877,078 | 1,710,485 | 1.38 | 13.56 | 3.13 |
| 2025-06-30 | 2,391,153 | 2,071,201 | 1,810,281 | 1.60 | 15.96 | 3.15 |
| 2025-09-30 | 2,382,444 | 2,054,268 | 1,785,065 | 1.63 | 16.18 | 3.25 |
| 2025-12-31 | 2,301,404 | 1,960,991 | 1,686,625 | 1.64 | 16.11 | 3.30 |
| 2026-03-31 | 2,394,258 | 2,052,032 | 1,760,097 | 1.89 | 18.52 | 3.30 |
| 2026-06-30 | 2,559,637 | 2,208,199 | 1,851,084 | 1.77 | 17.97 | 3.33 |
7 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2011-03-26 | 50 | 2568120 | 2970657 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.