Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,999,588 | 3,223,400 | 2,455,357 | 0.46 | 4.11 | 3.59 |
| 2016-06-30 | 4,381,360 | 3,502,145 | 2,614,865 | 0.51 | 4.54 | 3.64 |
| 2016-09-30 | 4,513,754 | 3,510,858 | 2,766,257 | 0.63 | 5.72 | 3.70 |
| 2016-12-31 | 4,680,554 | 3,523,566 | 2,871,040 | 0.73 | 6.61 | 3.69 |
| 2017-03-31 | 4,763,372 | 3,679,157 | 2,965,523 | 0.69 | 6.54 | 3.62 |
| 2017-06-30 | 5,274,862 | 3,975,875 | 3,326,336 | 0.65 | 6.04 | 3.74 |
| 2017-09-30 | 5,333,855 | 4,112,989 | 3,388,206 | 0.80 | 7.37 | 3.79 |
| 2017-12-31 | 5,793,687 | 4,593,874 | 3,814,560 | 0.65 | 5.82 | 3.80 |
| 2018-03-31 | 5,907,772 | 4,720,140 | 3,889,894 | 1.27 | 10.39 | 3.84 |
| 2018-06-30 | 5,923,415 | 4,698,091 | 3,959,798 | 1.24 | 10.03 | 3.84 |
| 2018-09-30 | 5,931,501 | 4,643,996 | 4,041,630 | 1.21 | 9.73 | 3.87 |
| 2018-12-31 | 6,748,096 | 5,177,444 | 4,804,664 | 1.16 | 9.17 | 3.93 |
| 2019-03-31 | 6,783,620 | 5,606,624 | 4,809,519 | 1.39 | 10.31 | 4.05 |
| 2019-06-30 | 6,824,961 | 5,541,272 | 4,872,147 | 1.40 | 10.25 | 4.01 |
| 2019-09-30 | 6,890,580 | 5,673,167 | 4,979,452 | 1.44 | 10.45 | 4.00 |
| 2019-12-31 | 7,108,356 | 5,584,827 | 5,183,279 | 1.48 | 10.65 | 3.98 |
| 2020-03-31 | 7,352,580 | 5,887,665 | 5,261,077 | 0.07 | 0.51 | 3.85 |
| 2020-06-30 | 8,083,700 | 6,667,157 | 5,735,745 | 0.72 | 5.29 | 3.83 |
| 2020-09-30 | 8,287,421 | 6,915,665 | 5,837,062 | 0.86 | 6.40 | 3.70 |
| 2020-12-31 | 8,343,334 | 6,932,634 | 5,711,506 | 1.02 | 7.52 | 3.69 |
| 2021-03-31 | 8,812,580 | 7,386,206 | 5,635,773 | 1.59 | 11.99 | 3.41 |
| 2021-06-30 | 9,317,509 | 7,836,523 | 5,398,715 | 1.50 | 11.50 | 3.29 |
| 2021-09-30 | 9,894,039 | 8,334,208 | 5,867,658 | 1.31 | 10.12 | 3.28 |
| 2021-12-31 | 9,681,906 | 8,067,653 | 5,873,505 | 1.37 | 10.52 | 3.31 |
| 2022-03-31 | 10,905,403 | 9,244,594 | 6,381,994 | 0.82 | 6.45 | 3.35 |
| 2022-06-30 | 10,811,872 | 9,189,231 | 6,464,984 | 1.04 | 8.35 | 3.41 |
| 2022-09-30 | 10,345,212 | 8,765,663 | 6,597,133 | 1.08 | 8.72 | 3.55 |
| 2022-12-31 | 12,140,146 | 9,984,626 | 8,033,981 | 1.01 | 8.10 | 3.84 |
| 2023-03-31 | 15,247,533 | 12,316,316 | 9,981,593 | 0.37 | 2.82 | 4.39 |
| 2023-06-30 | 15,033,805 | 12,288,260 | 9,964,171 | 0.63 | 4.77 | 4.19 |
| 2023-09-30 | 14,814,617 | 12,111,718 | 9,864,504 | 0.72 | 5.36 | 4.04 |
| 2023-12-31 | 14,571,868 | 11,781,563 | 9,918,400 | 0.75 | 5.50 | 3.91 |
| 2024-03-31 | 14,821,611 | 12,020,707 | 9,840,858 | 0.73 | 5.07 | 3.29 |
| 2024-06-30 | 14,943,451 | 12,120,841 | 9,902,842 | 0.78 | 5.45 | 3.26 |
| 2024-09-30 | 15,159,232 | 12,249,580 | 10,075,851 | 0.80 | 5.56 | 3.26 |
| 2024-12-31 | 15,167,038 | 12,248,021 | 10,179,172 | 0.83 | 5.78 | 3.32 |
| 2025-03-31 | 15,723,411 | 12,581,505 | 10,318,770 | 0.83 | 5.83 | 3.51 |
| 2025-06-30 | 15,935,315 | 12,504,088 | 10,475,250 | 0.97 | 6.84 | 3.59 |
| 2025-09-30 | 16,666,792 | 13,096,897 | 10,827,561 | 0.95 | 6.69 | 3.62 |
| 2025-12-31 | 20,830,874 | 16,264,595 | 12,465,478 | 0.91 | 6.35 | 3.73 |
| 2026-03-31 | 21,134,120 | 16,646,859 | 12,483,367 | 0.62 | 4.25 | 3.81 |
| 2026-06-30 | 21,335,888 | 16,801,603 | 12,981,954 | 0.88 | 6.11 | 3.83 |
118 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-10-02 | 1 | 1867983 | 34537 |
| 2025-07-12 | 1 | 2800491 | 34537 |
| 2023-02-01 | 1 | 3816510 | 34537 |
| 2022-10-08 | 1 | 1436071 | 34537 |
| 2022-10-08 | 1 | 3057818 | 34537 |
| 2022-01-03 | 1 | 2896216 | 34537 |
| 2022-01-03 | 1 | 3481703 | 34537 |
| 2021-08-07 | 1 | 3444539 | 34537 |
| 2020-08-22 | 1 | 3345065 | 34537 |
| 2020-03-14 | 1 | 3429282 | 34537 |
| 2018-10-20 | 1 | 3900950 | 34537 |
| 2017-11-04 | 1 | 3690662 | 34537 |
| 2017-10-21 | 1 | 3599055 | 34537 |
| 2017-04-08 | 1 | 3628777 | 34537 |
| 2016-03-12 | 1 | 3383601 | 34537 |
| 2015-07-18 | 1 | 2765611 | 34537 |
| 2014-10-01 | 1 | 1401686 | 34537 |
| 2006-08-12 | 1 | 2858858 | 34537 |
| 2006-06-03 | 1 | 607931 | 34537 |
| 1997-05-31 | 1 | 1386242 | 34537 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.