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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-09-30 | 1,003,932 | 903,594 | 731,531 | 1.36 | 13.74 | 3.54 |
| 2022-12-31 | 1,042,457 | 938,448 | 729,087 | 1.37 | 14.03 | 3.45 |
| 2023-03-31 | 1,065,018 | 937,267 | 733,100 | 1.30 | 13.88 | 3.05 |
| 2023-06-30 | 1,138,098 | 975,719 | 750,544 | 1.40 | 14.85 | 3.13 |
| 2023-09-30 | 1,165,624 | 1,024,232 | 767,888 | 1.41 | 14.76 | 3.09 |
| 2023-12-31 | 1,178,335 | 1,024,089 | 785,109 | 1.39 | 14.31 | 3.01 |
| 2024-03-31 | 1,218,482 | 1,056,996 | 811,821 | 1.16 | 11.38 | 2.73 |
| 2024-06-30 | 1,217,610 | 1,036,390 | 838,931 | 1.17 | 11.42 | 2.80 |
| 2024-09-30 | 1,210,592 | 1,016,883 | 843,966 | 1.25 | 12.02 | 2.85 |
| 2024-12-31 | 1,491,300 | 1,267,386 | 947,986 | 1.24 | 11.93 | 2.83 |
| 2025-03-31 | 1,461,379 | 1,237,201 | 954,621 | 1.31 | 12.10 | 3.26 |
| 2025-06-30 | 1,480,119 | 1,231,390 | 1,006,963 | 1.54 | 14.05 | 3.39 |
| 2025-09-30 | 1,500,172 | 1,263,355 | 1,024,679 | 1.56 | 14.11 | 3.41 |
| 2025-12-31 | 1,554,252 | 1,314,426 | 1,078,173 | 1.47 | 13.22 | 3.44 |
| 2026-03-31 | 1,601,377 | 1,359,404 | 1,154,364 | 1.57 | 14.08 | 3.47 |
| 2026-06-30 | 1,698,276 | 1,434,380 | 1,201,678 | 1.61 | 14.65 | 3.46 |
16 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-12-10 | 1 | 433550 | 118156 |
| 2020-08-15 | 1 | 70058 | 118156 |
| 2017-03-25 | 1 | 149253 | 118156 |
| 2014-01-01 | 1 | 1131693 | 118156 |
| 1986-12-31 | 1 | 525651 | 118156 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.