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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-03-31 | 3,093,933 | 2,463,614 | 1,535,348 | 1.03 | 6.44 | 3.42 |
| 2017-06-30 | 3,088,164 | 2,441,987 | 1,575,848 | 1.06 | 6.78 | 3.43 |
| 2017-09-30 | 3,145,244 | 2,497,197 | 1,615,733 | 1.06 | 6.92 | 3.42 |
| 2017-12-31 | 2,995,879 | 2,389,050 | 1,640,167 | 0.92 | 6.02 | 3.45 |
| 2018-03-31 | 3,018,013 | 2,429,624 | 1,606,135 | 1.51 | 9.90 | 3.52 |
| 2018-06-30 | 3,065,708 | 2,481,678 | 1,597,570 | 1.43 | 9.45 | 3.53 |
| 2018-09-30 | 3,076,416 | 2,461,841 | 1,604,131 | 1.42 | 9.39 | 3.55 |
| 2018-12-31 | 3,004,453 | 2,346,330 | 1,625,388 | 1.41 | 9.22 | 3.57 |
| 2019-03-31 | 3,026,144 | 2,396,829 | 1,623,520 | 1.34 | 8.33 | 3.57 |
| 2019-06-30 | 3,054,736 | 2,420,724 | 1,679,274 | 1.38 | 8.53 | 3.58 |
| 2019-09-30 | 3,225,986 | 2,592,159 | 1,656,260 | 1.41 | 8.75 | 3.58 |
| 2019-12-31 | 3,017,826 | 2,394,795 | 1,653,102 | 1.39 | 8.58 | 3.56 |
| 2020-03-31 | 3,136,101 | 2,464,899 | 1,667,165 | 1.31 | 7.76 | 3.37 |
| 2020-06-30 | 3,370,957 | 2,687,794 | 1,776,208 | 1.08 | 6.57 | 3.08 |
| 2020-09-30 | 3,519,530 | 2,829,727 | 1,786,938 | 1.00 | 6.17 | 2.97 |
| 2020-12-31 | 3,416,169 | 2,747,722 | 1,692,831 | 0.97 | 6.06 | 2.94 |
| 2021-03-31 | 3,618,132 | 2,973,790 | 1,686,525 | 0.89 | 5.98 | 2.63 |
| 2021-06-30 | 3,632,384 | 2,960,738 | 1,683,952 | 0.92 | 6.21 | 2.61 |
| 2021-09-30 | 3,714,457 | 3,068,790 | 1,567,305 | 0.97 | 6.72 | 2.62 |
| 2021-12-31 | 3,659,182 | 3,038,619 | 1,438,811 | 1.02 | 7.34 | 2.62 |
| 2022-03-31 | 3,522,783 | 3,000,937 | 1,473,986 | 0.87 | 7.59 | 2.53 |
| 2022-06-30 | 3,470,755 | 3,007,530 | 1,459,246 | 1.05 | 9.72 | 2.73 |
| 2022-09-30 | 3,447,804 | 3,026,766 | 1,480,806 | 1.17 | 11.60 | 2.91 |
| 2022-12-31 | 3,476,957 | 2,862,324 | 1,607,638 | 1.26 | 13.00 | 3.05 |
| 2023-03-31 | 3,499,990 | 2,871,972 | 1,646,830 | 1.41 | 16.47 | 3.33 |
| 2023-06-30 | 3,565,757 | 2,862,608 | 1,748,620 | 1.40 | 16.34 | 3.26 |
| 2023-09-30 | 3,613,944 | 2,896,514 | 1,848,209 | 1.41 | 16.92 | 3.25 |
| 2023-12-31 | 3,712,239 | 2,819,870 | 1,926,343 | 1.35 | 15.96 | 3.19 |
| 2024-03-31 | 3,733,306 | 2,854,160 | 1,966,204 | 1.06 | 11.68 | 2.95 |
| 2024-06-30 | 3,740,070 | 2,861,307 | 2,001,270 | 1.08 | 11.97 | 2.96 |
| 2024-09-30 | 3,638,951 | 2,939,959 | 1,914,384 | 1.14 | 12.09 | 3.04 |
| 2024-12-31 | 3,582,612 | 2,891,653 | 1,922,271 | 1.22 | 12.75 | 3.08 |
| 2025-03-31 | 3,637,891 | 2,972,816 | 1,980,541 | 1.26 | 12.05 | 3.11 |
| 2025-06-30 | 3,616,784 | 2,973,426 | 1,967,510 | 1.28 | 12.05 | 3.15 |
| 2025-09-30 | 3,695,791 | 3,066,355 | 2,032,794 | 1.33 | 12.18 | 3.20 |
| 2025-12-31 | 3,779,399 | 3,127,741 | 2,064,087 | 1.37 | 12.46 | 3.22 |
| 2026-03-31 | 3,821,766 | 3,178,244 | 2,113,906 | 1.39 | 12.05 | 3.24 |
| 2026-06-30 | 3,858,042 | 3,186,900 | 2,070,353 | 1.56 | 13.50 | 3.26 |
34 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-01-01 | 1 | 170051 | 1009354 |
| 2017-01-01 | 1 | 261258 | 1009354 |
| 2017-01-01 | 1 | 339951 | 1009354 |
| 2017-01-01 | 1 | 525156 | 1009354 |
| 2017-01-01 | 1 | 951456 | 1009354 |
| 2017-01-01 | 1 | 954457 | 1009354 |
| 2007-01-20 | 1 | 2264075 | 1009354 |
| 2002-07-13 | 1 | 251053 | 1009354 |
| 1987-05-05 | 1 | 259451 | 1009354 |
| 1974-11-30 | 1 | 1017452 | 1009354 |
| 1962-04-23 | 1 | 1004658 | 1009354 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.