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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-09-30 | 1,052,275 | 838,859 | 770,064 | 1.01 | 10.47 | 3.69 |
| 2019-03-31 | 1,054,950 | 881,869 | 796,281 | 0.85 | 8.45 | 3.72 |
| 2019-06-30 | 1,080,641 | 884,198 | 820,849 | 0.48 | 4.76 | 3.73 |
| 2019-09-30 | 1,124,350 | 933,654 | 818,531 | 0.69 | 6.96 | 3.71 |
| 2019-12-31 | 1,151,009 | 996,244 | 822,412 | 0.80 | 8.12 | 3.69 |
| 2020-03-31 | 1,088,509 | 937,534 | 762,914 | 0.77 | 8.01 | 3.38 |
| 2020-06-30 | 1,189,079 | 1,001,055 | 842,988 | 0.75 | 7.86 | 3.31 |
| 2020-09-30 | 1,221,314 | 1,023,140 | 865,809 | 0.84 | 8.83 | 3.42 |
| 2020-12-31 | 1,305,308 | 1,113,557 | 846,565 | 0.86 | 9.10 | 3.39 |
| 2021-03-31 | 1,344,483 | 1,148,400 | 882,762 | 0.83 | 9.43 | 2.98 |
| 2021-06-30 | 1,383,517 | 1,181,856 | 952,351 | 0.95 | 10.86 | 3.18 |
| 2021-09-30 | 1,407,331 | 1,204,366 | 946,341 | 1.18 | 13.40 | 3.46 |
| 2021-12-31 | 1,463,879 | 1,266,033 | 953,292 | 1.13 | 12.93 | 3.44 |
| 2022-03-31 | 1,498,030 | 1,302,220 | 1,058,291 | 0.91 | 10.95 | 3.09 |
| 2022-06-30 | 1,556,683 | 1,327,118 | 1,158,125 | 1.05 | 12.94 | 3.26 |
| 2022-09-30 | 1,636,944 | 1,410,984 | 1,213,259 | 1.03 | 12.73 | 3.36 |
| 2022-12-31 | 1,622,947 | 1,410,139 | 1,046,873 | 0.95 | 11.59 | 3.36 |
| 2023-03-31 | 1,795,247 | 1,485,982 | 1,150,937 | 0.84 | 10.23 | 3.11 |
| 2023-06-30 | 1,788,925 | 1,486,416 | 1,288,673 | 0.89 | 10.95 | 3.08 |
| 2023-09-30 | 1,773,167 | 1,473,390 | 1,226,838 | 0.88 | 10.72 | 3.07 |
| 2023-12-31 | 1,831,015 | 1,534,973 | 1,239,266 | 0.87 | 10.65 | 3.03 |
| 2024-03-31 | 2,084,085 | 1,651,297 | 1,292,586 | 0.57 | 7.32 | 2.76 |
| 2024-06-30 | 1,930,300 | 1,489,268 | 1,314,576 | 0.68 | 8.70 | 2.83 |
| 2024-09-30 | 1,960,964 | 1,594,293 | 1,297,955 | 0.72 | 8.97 | 2.90 |
| 2024-12-31 | 2,083,076 | 1,743,206 | 1,308,985 | 0.79 | 9.90 | 2.93 |
| 2025-03-31 | 2,054,494 | 1,761,583 | 1,325,615 | 0.72 | 9.03 | 3.06 |
| 2025-06-30 | 2,025,876 | 1,724,065 | 1,349,173 | 0.82 | 10.04 | 3.11 |
| 2025-09-30 | 2,038,560 | 1,729,606 | 1,352,349 | 0.85 | 10.20 | 3.16 |
| 2025-12-31 | 2,199,625 | 1,888,176 | 1,422,409 | 0.90 | 10.74 | 3.19 |
| 2026-03-31 | 2,139,871 | 1,874,585 | 1,444,204 | 0.67 | 7.72 | 3.27 |
| 2026-06-30 | 2,321,341 | 2,030,796 | 1,565,221 | 0.81 | 9.07 | 3.42 |
37 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2010-02-02 | 1 | 477657 | 276850 |
| 2008-09-06 | 1 | 403553 | 276850 |
| 1999-10-01 | 1 | 677653 | 276850 |
| 1999-01-30 | 1 | 113254 | 276850 |
| 1998-04-04 | 1 | 83759 | 276850 |
| 1997-02-13 | 1 | 1056228 | 276850 |
| 1997-01-01 | 1 | 1825817 | 276850 |
| 1993-09-13 | 1 | 542555 | 276850 |
| 1988-04-01 | 1 | 560858 | 276850 |
| 1987-02-02 | 1 | 531456 | 276850 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.