Regulatory profile
New Salem, ND · FDIC certificate #11519
SECURITY FIRST BANK OF ND is an FDIC-insured institution based in New Salem, ND (FDIC certificate #11519). In its Q3 2026 Call Report it reported total assets of $289M, total deposits of $244M and net loans of $238M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for SECURITY FIRST BANK OF ND from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $244M |
|---|---|
| Net loans and leases | $238M |
Plain-language readout
SECURITY FIRST BANK OF ND in New Salem, ND funds its loans with $244M of deposits and holds $238M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for SECURITY FIRST BANK OF ND in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 97.65% in Q3 2026, against 87.26% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $238M | $244M | 97.65% |
| Q2 2026 | $229M | $247M | 92.64% |
| Q1 2026 | $219M | $252M | 87.26% |