Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,048,223 | 828,837 | 744,442 | 0.98 | 7.93 | 3.76 |
| 2020-09-30 | 1,041,596 | 819,184 | 767,214 | 1.00 | 8.29 | 3.72 |
| 2020-12-31 | 1,058,546 | 871,784 | 710,860 | 1.09 | 9.14 | 3.83 |
| 2021-03-31 | 1,138,911 | 952,935 | 720,889 | 1.18 | 10.70 | 3.40 |
| 2021-06-30 | 1,242,575 | 1,038,807 | 740,081 | 1.18 | 11.12 | 3.37 |
| 2021-09-30 | 1,375,585 | 1,171,387 | 732,659 | 1.24 | 12.12 | 3.34 |
| 2021-12-31 | 1,378,086 | 1,178,520 | 783,695 | 1.17 | 11.73 | 3.27 |
| 2022-03-31 | 1,567,176 | 1,370,944 | 818,252 | 0.86 | 10.08 | 2.80 |
| 2022-06-30 | 1,559,534 | 1,358,722 | 836,772 | 0.98 | 11.74 | 2.96 |
| 2022-09-30 | 1,590,209 | 1,403,596 | 823,583 | 1.03 | 12.75 | 3.15 |
| 2022-12-31 | 1,398,477 | 1,207,768 | 846,438 | 1.08 | 13.23 | 3.40 |
| 2023-03-31 | 1,425,909 | 1,231,069 | 915,735 | 1.46 | 16.70 | 4.34 |
| 2023-06-30 | 1,394,420 | 1,145,761 | 964,672 | 1.30 | 14.69 | 4.18 |
| 2023-09-30 | 1,476,929 | 1,195,106 | 1,030,682 | 1.25 | 14.28 | 4.12 |
| 2023-12-31 | 1,617,892 | 1,347,238 | 1,068,649 | 1.16 | 13.38 | 4.07 |
| 2024-03-31 | 1,707,621 | 1,437,129 | 1,113,843 | 1.10 | 13.46 | 3.97 |
| 2024-06-30 | 1,638,082 | 1,343,707 | 1,172,111 | 1.00 | 12.12 | 4.04 |
| 2024-09-30 | 1,750,340 | 1,450,591 | 1,197,452 | 1.05 | 12.59 | 4.09 |
| 2024-12-31 | 1,764,188 | 1,486,528 | 1,253,555 | 1.07 | 12.84 | 4.18 |
| 2025-03-31 | 1,744,912 | 1,448,069 | 1,271,354 | 1.26 | 14.61 | 3.93 |
| 2025-06-30 | 1,814,786 | 1,523,290 | 1,337,768 | 1.25 | 14.35 | 4.04 |
| 2025-09-30 | 1,796,077 | 1,482,687 | 1,333,799 | 1.27 | 14.38 | 4.12 |
| 2025-12-31 | 1,725,546 | 1,424,786 | 1,302,890 | 1.28 | 14.13 | 4.24 |
| 2026-03-31 | 1,836,211 | 1,540,948 | 1,319,779 | 1.53 | 15.64 | 4.31 |
| 2026-06-30 | 1,860,383 | 1,496,957 | 1,357,722 | 1.46 | 14.95 | 4.36 |
14 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2004-07-01 | 1 | 2314345 | 844053 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.