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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-06-30 | 1,003,594 | 808,590 | 527,414 | 1.19 | 12.17 | 2.86 |
| 2017-03-31 | 1,028,089 | 807,049 | 513,015 | 1.17 | 11.77 | 2.73 |
| 2017-09-30 | 1,035,119 | 782,066 | 538,732 | 1.19 | 11.85 | 2.82 |
| 2018-03-31 | 1,024,614 | 774,004 | 545,424 | 1.57 | 15.19 | 3.01 |
| 2018-06-30 | 1,000,121 | 762,827 | 562,967 | 1.61 | 15.47 | 3.08 |
| 2018-09-30 | 1,005,795 | 759,782 | 572,001 | 1.65 | 15.74 | 3.13 |
| 2019-03-31 | 1,028,353 | 790,471 | 591,715 | 1.62 | 14.86 | 3.15 |
| 2019-09-30 | 1,037,345 | 790,678 | 601,334 | 1.59 | 13.99 | 3.15 |
| 2019-12-31 | 1,035,984 | 785,764 | 614,730 | 1.55 | 13.56 | 3.12 |
| 2020-03-31 | 1,098,686 | 817,016 | 608,693 | 1.36 | 12.02 | 2.74 |
| 2020-06-30 | 1,209,078 | 908,243 | 652,237 | 1.30 | 11.80 | 2.62 |
| 2020-09-30 | 1,266,906 | 935,006 | 644,641 | 1.27 | 11.78 | 2.54 |
| 2020-12-31 | 1,304,669 | 989,425 | 635,603 | 1.25 | 11.85 | 2.49 |
| 2021-03-31 | 1,378,319 | 1,038,544 | 641,397 | 1.04 | 10.67 | 2.05 |
| 2021-06-30 | 1,420,527 | 1,064,941 | 618,368 | 1.10 | 11.46 | 2.08 |
| 2021-09-30 | 1,447,567 | 1,072,468 | 615,360 | 1.11 | 11.59 | 2.09 |
| 2021-12-31 | 1,461,478 | 1,103,484 | 633,008 | 1.04 | 10.90 | 2.06 |
| 2022-03-31 | 1,489,934 | 1,130,473 | 648,896 | 1.01 | 11.18 | 1.95 |
| 2022-06-30 | 1,402,483 | 1,077,044 | 657,681 | 1.15 | 12.76 | 2.18 |
| 2022-09-30 | 1,360,971 | 1,034,583 | 671,264 | 1.27 | 14.15 | 2.43 |
| 2022-12-31 | 1,330,926 | 1,015,847 | 707,557 | 1.31 | 14.46 | 2.60 |
| 2023-03-31 | 1,296,926 | 966,248 | 692,714 | 1.68 | 17.10 | 3.20 |
| 2023-06-30 | 1,329,470 | 967,470 | 711,557 | 1.64 | 16.55 | 3.24 |
| 2023-09-30 | 1,303,965 | 901,023 | 734,103 | 1.62 | 16.36 | 3.20 |
| 2023-12-31 | 1,589,347 | 1,186,416 | 980,031 | 1.55 | 14.84 | 3.25 |
| 2024-03-31 | 1,625,508 | 1,230,241 | 1,009,651 | 1.51 | 14.13 | 3.13 |
| 2024-06-30 | 1,579,417 | 1,178,685 | 1,016,345 | 1.49 | 13.70 | 3.14 |
| 2024-09-30 | 1,622,872 | 1,202,119 | 1,043,321 | 1.48 | 13.37 | 3.11 |
| 2024-12-31 | 1,637,722 | 1,200,158 | 1,065,528 | 1.39 | 12.56 | 3.07 |
| 2025-03-31 | 1,685,726 | 1,325,797 | 1,085,170 | 1.49 | 13.44 | 3.04 |
| 2025-06-30 | 1,632,939 | 1,294,432 | 1,100,752 | 1.54 | 13.59 | 3.17 |
| 2025-09-30 | 1,704,991 | 1,343,250 | 1,128,478 | 1.61 | 14.01 | 3.21 |
| 2025-12-31 | 1,678,467 | 1,333,265 | 1,136,516 | 1.55 | 13.40 | 3.24 |
| 2026-03-31 | 1,736,177 | 1,382,516 | 1,174,041 | 1.76 | 14.96 | 3.33 |
| 2026-06-30 | 1,690,263 | 1,311,765 | 1,191,635 | 1.79 | 14.99 | 3.44 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-10-16 | 1 | 274548 | 418249 |
| 2015-05-01 | 1 | 831044 | 418249 |
| 2012-04-21 | 1 | 867940 | 418249 |
| 2010-04-26 | 1 | 733045 | 418249 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.