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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 5,377,849 | 4,386,182 | 4,300,845 | 1.56 | 17.49 | 3.60 |
| 2016-06-30 | 5,645,596 | 4,675,198 | 4,500,273 | 1.48 | 16.23 | 3.57 |
| 2016-09-30 | 6,002,151 | 5,086,566 | 4,614,377 | 1.48 | 16.09 | 3.54 |
| 2016-12-31 | 6,370,072 | 5,426,371 | 4,864,552 | 1.47 | 16.04 | 3.49 |
| 2017-03-31 | 6,335,393 | 5,366,326 | 5,104,691 | 1.45 | 15.76 | 3.48 |
| 2017-06-30 | 6,329,180 | 5,400,047 | 5,294,302 | 1.51 | 16.03 | 3.61 |
| 2017-09-30 | 6,711,692 | 5,799,672 | 5,575,277 | 1.52 | 16.13 | 3.66 |
| 2017-12-31 | 7,082,016 | 6,101,565 | 5,796,314 | 1.45 | 15.38 | 3.69 |
| 2018-03-31 | 7,011,049 | 5,984,313 | 5,870,799 | 1.89 | 19.63 | 3.77 |
| 2018-06-30 | 7,084,132 | 6,092,532 | 6,070,015 | 1.91 | 19.54 | 3.82 |
| 2018-09-30 | 7,517,525 | 6,512,690 | 6,301,929 | 1.91 | 19.42 | 3.83 |
| 2018-12-31 | 8,007,143 | 6,924,742 | 6,465,019 | 1.90 | 19.41 | 3.80 |
| 2019-03-31 | 8,310,297 | 7,091,956 | 6,590,924 | 1.75 | 18.00 | 3.57 |
| 2019-06-30 | 8,739,936 | 7,413,293 | 6,905,946 | 1.73 | 17.80 | 3.51 |
| 2019-09-30 | 9,004,818 | 7,734,727 | 6,953,568 | 1.73 | 17.82 | 3.51 |
| 2019-12-31 | 8,946,415 | 7,540,504 | 7,191,179 | 1.77 | 18.08 | 3.54 |
| 2020-03-31 | 9,363,293 | 7,843,059 | 7,490,169 | 1.55 | 15.36 | 3.60 |
| 2020-06-30 | 11,010,298 | 9,353,125 | 8,238,359 | 1.57 | 16.28 | 3.49 |
| 2020-09-30 | 11,393,620 | 9,685,244 | 8,437,586 | 1.58 | 16.79 | 3.41 |
| 2020-12-31 | 11,931,536 | 9,990,409 | 8,392,171 | 1.64 | 17.64 | 3.40 |
| 2021-03-31 | 12,645,969 | 10,590,236 | 8,425,908 | 1.70 | 19.44 | 3.17 |
| 2021-06-30 | 13,206,053 | 10,969,791 | 8,551,171 | 1.63 | 18.81 | 3.13 |
| 2021-09-30 | 14,600,972 | 12,091,455 | 8,704,439 | 1.59 | 18.67 | 3.03 |
| 2021-12-31 | 15,447,515 | 12,467,389 | 9,417,388 | 1.55 | 18.56 | 2.98 |
| 2022-03-31 | 15,337,854 | 12,422,608 | 9,779,897 | 1.51 | 19.05 | 2.87 |
| 2022-06-30 | 14,492,668 | 11,786,275 | 10,492,384 | 1.61 | 19.53 | 3.09 |
| 2022-09-30 | 13,889,185 | 11,068,602 | 11,139,650 | 1.68 | 19.79 | 3.30 |
| 2022-12-31 | 14,594,770 | 11,566,097 | 11,543,278 | 1.73 | 19.97 | 3.36 |
| 2023-03-31 | 14,565,304 | 11,635,092 | 11,482,488 | 1.61 | 17.05 | 3.14 |
| 2023-06-30 | 15,073,365 | 12,309,204 | 11,456,603 | 1.53 | 16.22 | 3.00 |
| 2023-09-30 | 16,043,425 | 13,160,853 | 11,495,216 | 1.48 | 15.77 | 2.89 |
| 2023-12-31 | 16,129,111 | 13,293,524 | 11,510,586 | 1.37 | 14.68 | 2.84 |
| 2024-03-31 | 15,720,721 | 12,774,398 | 11,732,396 | 1.27 | 13.33 | 2.71 |
| 2024-06-30 | 16,048,590 | 13,282,876 | 12,185,862 | 1.30 | 13.48 | 2.75 |
| 2024-09-30 | 16,448,220 | 13,169,082 | 12,185,924 | 1.36 | 14.03 | 2.83 |
| 2024-12-31 | 17,350,779 | 13,566,043 | 12,450,589 | 1.41 | 14.53 | 2.88 |
| 2025-03-31 | 18,635,833 | 14,452,961 | 12,733,183 | 1.42 | 15.00 | 2.88 |
| 2025-06-30 | 17,377,493 | 13,884,822 | 13,084,732 | 1.42 | 14.57 | 3.02 |
| 2025-09-30 | 17,582,987 | 14,130,672 | 13,151,165 | 1.45 | 14.61 | 3.08 |
| 2025-12-31 | 17,725,922 | 14,245,239 | 13,536,973 | 1.58 | 15.69 | 3.18 |
| 2026-03-31 | 18,170,078 | 14,511,649 | 13,784,901 | 1.86 | 17.45 | 3.49 |
| 2026-06-30 | 18,344,113 | 14,573,353 | 14,311,522 | 1.88 | 17.46 | 3.56 |
33 current branch locations across 7 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-02-01 | 1 | 3650273 | 3348888 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.