Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

SHINHAN BANK AMERICA

FDIC #33188 · NY · period 20260630

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Total assets1,020,920-18.48% YoY

Total deposits853,240-20.87% YoY

Net loans and leases876,887-19.67% YoY

Return on assets1.18%+174.13% YoY

Return on equity7.88%+135.93% YoY

Net interest margin3.43%+3.75% YoY

Peer position

Return on assets11thopportunity · n=902

Return on equity8thopportunity · n=894

Net interest margin51stin line · n=902

Equity to assets70thstrength · n=894

Noncurrent loans47thin line · n=887

Liquid assets31stin line · n=895

Brokered deposits35thin line · n=890

Loans to deposits32ndin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,020,920	853,240	876,887	1.18	7.88	3.43
2016-06-30	1,051,313	873,148	941,894	1.04	6.99	3.41
2016-09-30	1,133,463	961,242	1,000,619	0.92	6.34	3.41
2016-12-31	1,200,286	1,031,298	1,040,712	0.82	5.78	3.38
2017-03-31	1,252,390	1,078,332	1,091,643	0.43	3.34	3.31
2017-06-30	1,308,996	1,134,492	1,153,669	0.60	4.75	3.38
2017-09-30	1,358,984	1,171,187	1,196,314	0.61	4.92	3.41
2017-12-31	1,337,405	1,167,141	1,214,702	0.37	3.00	3.43
2018-03-31	1,402,765	1,216,282	1,233,628	0.34	2.89	3.43
2018-06-30	1,396,519	1,202,806	1,235,528	0.30	2.59	3.44
2018-09-30	1,411,054	1,237,212	1,236,983	0.18	1.53	3.47
2018-12-31	1,422,948	1,199,045	1,265,256	0.11	0.88	3.50
2019-03-31	1,469,466	1,246,711	1,280,905	-0.22	-1.51	3.50
2019-06-30	1,539,055	1,313,413	1,353,918	0.08	0.54	3.40
2019-09-30	1,581,500	1,353,617	1,377,877	0.10	0.67	3.40
2019-12-31	1,627,721	1,397,759	1,351,958	0.11	0.76	3.31
2020-03-31	1,662,176	1,431,642	1,385,337	-0.02	-0.14	2.98
2020-06-30	1,723,786	1,440,868	1,479,523	-0.09	-0.72	3.00
2020-09-30	1,820,875	1,533,649	1,542,135	-0.01	-0.04	2.98
2020-12-31	1,765,471	1,538,649	1,492,258	0.03	0.22	3.04
2021-03-31	1,885,791	1,657,312	1,559,689	0.25	2.12	3.18
2021-06-30	1,863,825	1,632,120	1,529,894	0.25	2.12	3.14
2021-09-30	1,885,300	1,651,149	1,553,225	0.26	2.21	3.14
2021-12-31	1,919,589	1,689,968	1,526,393	0.28	2.40	3.19
2022-03-31	1,988,893	1,708,515	1,478,581	0.01	0.11	2.90
2022-06-30	1,957,927	1,686,255	1,575,697	0.18	1.59	3.10
2022-09-30	1,937,608	1,661,459	1,541,832	0.30	2.69	3.28
2022-12-31	1,910,220	1,623,905	1,482,691	-0.93	-8.54	3.41
2023-03-31	1,878,837	1,610,140	1,447,651	0.15	1.43	3.64
2023-06-30	1,839,131	1,571,070	1,460,254	-0.09	-0.91	3.62
2023-09-30	1,880,167	1,614,594	1,467,969	0.01	0.09	3.59
2023-12-31	1,751,524	1,454,778	1,455,087	-0.06	-0.55	3.58
2024-03-31	1,841,740	1,531,713	1,447,892	0.04	0.41	3.26
2024-06-30	1,679,849	1,403,105	1,439,069	0.10	0.88	3.35
2024-09-30	1,743,159	1,494,627	1,457,670	0.12	1.07	3.39
2024-12-31	1,740,361	1,496,157	1,470,492	0.13	1.16	3.39
2025-03-31	1,821,024	1,578,449	1,540,940	-0.04	-0.38	3.20
2025-06-30	1,946,484	1,616,462	1,562,351	0.20	1.70	3.39
2025-09-30	1,904,161	1,594,090	1,601,342	0.35	2.97	3.60
2025-12-31	1,896,869	1,587,388	1,649,584	0.42	3.43	3.68
2026-03-31	1,972,804	1,664,812	1,727,173	0.58	4.43	3.83
2026-06-30	2,234,648	1,919,786	1,793,336	0.61	4.87	3.72

Structure and branch footprint

14 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2007-12-01	1	2746227	1494914
2003-03-24	1	1217832	1494914

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.