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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-09-30 | 1,129,999 | 994,957 | 852,719 | 0.78 | 7.08 | 3.56 |
| 2016-12-31 | 1,133,026 | 1,000,087 | 863,622 | 0.82 | 7.37 | 3.59 |
| 2017-03-31 | 1,151,299 | 1,005,323 | 883,722 | 0.80 | 6.82 | 3.63 |
| 2017-06-30 | 1,346,948 | 1,199,011 | 1,026,259 | 0.76 | 6.75 | 3.62 |
| 2017-09-30 | 1,360,014 | 1,207,972 | 1,038,555 | 0.85 | 7.67 | 3.74 |
| 2017-12-31 | 1,377,302 | 1,204,188 | 1,084,372 | 0.77 | 7.02 | 3.78 |
| 2018-03-31 | 1,405,953 | 1,179,126 | 1,111,008 | 1.02 | 9.59 | 3.78 |
| 2018-06-30 | 1,434,580 | 1,177,472 | 1,147,654 | 1.13 | 10.69 | 3.78 |
| 2018-09-30 | 1,456,728 | 1,184,223 | 1,171,199 | 1.17 | 11.03 | 3.80 |
| 2018-12-31 | 1,477,669 | 1,238,882 | 1,186,054 | 1.15 | 10.86 | 3.75 |
| 2019-03-31 | 1,480,646 | 1,262,263 | 1,202,340 | 1.04 | 9.60 | 3.53 |
| 2019-06-30 | 1,484,005 | 1,268,078 | 1,229,990 | 1.10 | 9.98 | 3.52 |
| 2019-09-30 | 1,562,253 | 1,341,575 | 1,224,597 | 1.10 | 9.89 | 3.52 |
| 2019-12-31 | 1,558,945 | 1,348,857 | 1,238,147 | 1.10 | 9.73 | 3.53 |
| 2020-03-31 | 1,570,843 | 1,354,544 | 1,266,615 | 0.85 | 7.20 | 3.44 |
| 2020-06-30 | 1,718,945 | 1,508,703 | 1,396,159 | 1.10 | 9.40 | 3.40 |
| 2020-09-30 | 1,827,220 | 1,617,765 | 1,411,188 | 1.00 | 8.76 | 3.34 |
| 2020-12-31 | 1,932,470 | 1,717,357 | 1,440,368 | 0.98 | 8.80 | 3.31 |
| 2021-03-31 | 2,038,544 | 1,813,114 | 1,447,209 | 0.91 | 8.92 | 3.04 |
| 2021-06-30 | 2,119,309 | 1,891,491 | 1,457,341 | 0.90 | 8.94 | 3.00 |
| 2021-09-30 | 2,259,654 | 2,026,503 | 1,479,372 | 0.92 | 9.28 | 3.03 |
| 2021-12-31 | 3,458,147 | 3,040,485 | 2,142,980 | 0.81 | 7.88 | 2.96 |
| 2022-03-31 | 3,493,106 | 3,079,328 | 2,179,302 | 0.73 | 6.68 | 2.83 |
| 2022-06-30 | 3,441,358 | 3,025,617 | 2,256,402 | 0.84 | 7.68 | 2.98 |
| 2022-09-30 | 3,454,680 | 3,035,026 | 2,393,948 | 0.95 | 8.69 | 3.16 |
| 2022-12-31 | 3,476,775 | 3,019,158 | 2,543,712 | 1.00 | 9.08 | 3.23 |
| 2023-03-31 | 3,555,604 | 3,003,931 | 2,643,731 | 0.88 | 7.88 | 3.25 |
| 2023-06-30 | 3,639,919 | 2,949,462 | 2,731,054 | 0.73 | 6.65 | 3.03 |
| 2023-09-30 | 5,699,569 | 5,115,900 | 4,575,765 | -0.04 | -0.34 | 3.42 |
| 2023-12-31 | 6,004,356 | 5,395,779 | 4,592,813 | 0.26 | 2.50 | 3.39 |
| 2024-03-31 | 5,818,999 | 5,188,640 | 4,605,156 | 0.68 | 6.95 | 3.12 |
| 2024-06-30 | 5,856,943 | 5,153,053 | 4,675,088 | 0.78 | 7.93 | 3.17 |
| 2024-09-30 | 5,910,096 | 5,231,603 | 4,702,117 | 0.81 | 8.20 | 3.20 |
| 2024-12-31 | 6,231,022 | 5,536,419 | 4,733,684 | 0.86 | 8.72 | 3.19 |
| 2025-03-31 | 6,175,618 | 5,465,024 | 4,735,164 | 1.01 | 10.22 | 3.28 |
| 2025-06-30 | 6,035,997 | 5,318,865 | 4,803,464 | 1.06 | 10.59 | 3.36 |
| 2025-09-30 | 6,276,283 | 5,532,617 | 4,844,915 | 1.05 | 10.42 | 3.39 |
| 2025-12-31 | 6,251,146 | 5,556,767 | 4,874,006 | 1.08 | 10.69 | 3.45 |
| 2026-03-31 | 6,203,118 | 5,490,602 | 4,813,583 | 1.22 | 11.61 | 3.74 |
| 2026-06-30 | 6,148,263 | 5,426,116 | 4,849,839 | 1.28 | 12.02 | 3.77 |
40 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-07-01 | 1 | 697978 | 933023 |
| 2021-11-01 | 1 | 411473 | 933023 |
| 2016-07-01 | 1 | 796125 | 933023 |
| 2011-01-01 | 1 | 238812 | 933023 |
| 1997-04-01 | 1 | 432375 | 933023 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.