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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-03-31 | 1,007,098 | 921,184 | 691,789 | 0.98 | 11.49 | 3.53 |
| 2022-06-30 | 1,037,948 | 953,712 | 714,584 | 0.94 | 11.46 | 3.58 |
| 2022-09-30 | 1,023,427 | 945,768 | 732,824 | 1.00 | 12.58 | 3.69 |
| 2023-03-31 | 1,018,757 | 905,528 | 757,796 | 1.10 | 14.95 | 3.99 |
| 2023-06-30 | 1,006,866 | 903,504 | 772,514 | 1.12 | 14.97 | 3.96 |
| 2023-09-30 | 1,016,790 | 908,154 | 791,066 | 1.02 | 13.78 | 3.92 |
| 2023-12-31 | 1,045,560 | 928,794 | 810,965 | 0.98 | 13.03 | 3.90 |
| 2024-03-31 | 1,049,797 | 930,540 | 819,919 | 0.80 | 10.16 | 3.74 |
| 2024-06-30 | 1,064,178 | 948,206 | 826,744 | 0.76 | 9.68 | 3.78 |
| 2024-09-30 | 1,206,275 | 1,086,019 | 945,335 | 0.63 | 8.08 | 3.79 |
| 2024-12-31 | 1,217,425 | 1,092,293 | 976,432 | 0.70 | 8.98 | 3.93 |
| 2025-03-31 | 1,251,191 | 1,114,490 | 992,172 | 1.18 | 15.51 | 4.22 |
| 2025-06-30 | 1,282,586 | 1,140,086 | 1,019,159 | 1.21 | 15.81 | 4.29 |
| 2025-09-30 | 1,306,220 | 1,170,240 | 1,027,892 | 1.24 | 16.07 | 4.35 |
| 2025-12-31 | 1,293,036 | 1,178,186 | 1,049,532 | 1.29 | 16.40 | 4.41 |
| 2026-03-31 | 1,309,619 | 1,184,610 | 1,077,365 | 1.45 | 17.36 | 4.60 |
| 2026-06-30 | 1,331,608 | 1,180,471 | 1,099,108 | 1.51 | 17.83 | 4.67 |
28 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-09-01 | 1 | 45430 | 90328 |
| 2018-07-01 | 1 | 3649624 | 90328 |
| 2016-07-01 | 1 | 355821 | 90328 |
| 1967-09-01 | 1 | 357227 | 90328 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.