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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,578,808 | 2,136,378 | 1,807,839 | 0.50 | 4.12 | 2.71 |
| 2016-06-30 | 2,535,454 | 1,959,382 | 1,831,647 | 0.52 | 4.23 | 2.70 |
| 2016-09-30 | 2,726,531 | 2,219,516 | 1,890,105 | 0.50 | 4.18 | 2.66 |
| 2016-12-31 | 2,613,381 | 2,112,481 | 1,847,738 | 0.54 | 4.44 | 2.68 |
| 2017-03-31 | 2,663,014 | 2,180,007 | 1,790,273 | 0.61 | 4.94 | 2.67 |
| 2017-06-30 | 2,579,288 | 2,044,993 | 1,795,446 | 0.60 | 4.77 | 2.72 |
| 2017-09-30 | 2,477,688 | 2,011,036 | 1,749,036 | 0.63 | 4.93 | 2.78 |
| 2017-12-31 | 2,664,289 | 2,098,963 | 1,768,713 | 0.38 | 3.02 | 2.80 |
| 2018-03-31 | 2,543,811 | 2,055,332 | 1,803,179 | 0.88 | 6.84 | 2.94 |
| 2018-06-30 | 2,520,436 | 2,035,126 | 1,841,382 | 0.94 | 7.12 | 3.08 |
| 2018-09-30 | 2,588,293 | 2,063,519 | 1,816,099 | 0.92 | 6.93 | 3.12 |
| 2018-12-31 | 2,802,850 | 2,264,641 | 1,872,803 | 0.93 | 7.10 | 3.13 |
| 2019-03-31 | 4,281,694 | 3,686,958 | 1,985,171 | 0.99 | 9.66 | 2.78 |
| 2019-06-30 | 4,731,012 | 4,130,112 | 2,043,659 | 0.83 | 8.98 | 2.50 |
| 2019-09-30 | 4,491,983 | 3,897,592 | 2,054,485 | 0.78 | 8.63 | 2.40 |
| 2019-12-31 | 4,387,000 | 3,769,937 | 2,101,306 | 0.73 | 8.13 | 2.35 |
| 2020-03-31 | 3,876,152 | 3,228,903 | 2,187,214 | 0.63 | 6.72 | 2.41 |
| 2020-06-30 | 4,568,712 | 3,724,111 | 2,297,152 | 0.53 | 5.92 | 2.08 |
| 2020-09-30 | 4,011,529 | 3,160,712 | 2,277,164 | 0.42 | 4.61 | 1.95 |
| 2020-12-31 | 3,932,983 | 3,125,338 | 2,219,661 | 0.49 | 5.22 | 1.96 |
| 2021-03-31 | 3,721,804 | 3,073,053 | 2,221,123 | 0.27 | 2.60 | 1.69 |
| 2021-06-30 | 3,776,209 | 3,135,122 | 2,097,919 | 0.24 | 2.29 | 1.75 |
| 2021-09-30 | 3,866,706 | 3,146,038 | 2,152,770 | 0.20 | 1.94 | 1.74 |
| 2021-12-31 | 4,216,203 | 3,329,162 | 2,230,168 | 0.03 | 0.27 | 1.70 |
| 2022-03-31 | 4,279,597 | 3,487,439 | 2,244,982 | -0.53 | -4.17 | 1.58 |
| 2022-06-30 | 4,906,144 | 4,152,823 | 2,380,220 | -0.67 | -5.60 | 1.74 |
| 2022-09-30 | 3,950,872 | 3,153,755 | 2,574,407 | -0.91 | -7.51 | 2.15 |
| 2022-12-31 | 4,147,962 | 3,118,431 | 2,755,338 | -0.78 | -5.76 | 2.52 |
| 2023-03-31 | 5,031,088 | 3,961,904 | 2,923,893 | -0.75 | -4.27 | 3.70 |
| 2023-06-30 | 4,534,569 | 3,535,951 | 2,943,938 | -1.14 | -6.56 | 3.75 |
| 2023-09-30 | 4,735,197 | 3,730,018 | 2,943,052 | -1.27 | -7.49 | 3.77 |
| 2023-12-31 | 4,891,391 | 3,735,663 | 3,049,254 | -1.64 | -9.67 | 3.75 |
| 2024-03-31 | 5,109,805 | 4,039,913 | 3,272,419 | -3.07 | -18.94 | 3.74 |
| 2024-06-30 | 5,505,112 | 4,530,242 | 3,588,164 | -3.27 | -21.45 | 3.78 |
| 2024-09-30 | 5,667,696 | 4,734,556 | 3,824,311 | -3.59 | -24.89 | 3.80 |
| 2024-12-31 | 6,335,320 | 5,048,563 | 3,908,040 | -3.08 | -20.61 | 3.72 |
| 2025-03-31 | 6,662,495 | 5,423,332 | 4,022,084 | -2.33 | -14.58 | 3.55 |
| 2025-06-30 | 6,760,369 | 5,568,959 | 4,254,683 | -2.70 | -17.50 | 3.59 |
| 2025-09-30 | 7,505,298 | 6,305,217 | 4,442,921 | -2.30 | -15.68 | 3.55 |
| 2025-12-31 | 7,675,698 | 6,565,276 | 4,611,414 | -2.43 | -17.37 | 3.54 |
| 2026-03-31 | 7,728,868 | 6,731,415 | 4,331,142 | -6.85 | -63.90 | 0.45 |
| 2026-06-30 | 6,596,628 | 5,564,446 | 2,683,716 | -3.56 | -32.51 | 0.94 |
8 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1998-03-31 | 1 | 2136369 | 930965 |
| 1981-07-01 | 1 | 664167 | 930965 |
| 1973-12-31 | 1 | 649566 | 930965 |
| 1965-07-03 | 1 | 791960 | 930965 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.