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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,033,231 | 932,271 | 707,528 | 1.47 | 16.78 | 3.88 |
| 2021-06-30 | 1,142,408 | 1,034,254 | 715,277 | 1.20 | 13.93 | 3.67 |
| 2021-09-30 | 1,161,101 | 1,050,545 | 703,399 | 1.11 | 13.05 | 3.57 |
| 2021-12-31 | 1,228,535 | 1,108,319 | 732,368 | 1.03 | 11.95 | 3.50 |
| 2022-03-31 | 1,292,766 | 1,182,490 | 765,522 | 0.79 | 9.75 | 3.27 |
| 2022-06-30 | 1,400,217 | 1,286,979 | 878,247 | 0.83 | 10.80 | 3.34 |
| 2022-09-30 | 1,370,112 | 1,255,809 | 936,526 | 0.94 | 12.46 | 3.55 |
| 2022-12-31 | 1,406,988 | 1,236,318 | 990,439 | 1.00 | 13.44 | 3.66 |
| 2023-03-31 | 1,474,758 | 1,264,733 | 1,037,196 | 0.94 | 12.53 | 3.41 |
| 2023-06-30 | 1,522,338 | 1,285,689 | 1,082,520 | 0.86 | 11.42 | 3.23 |
| 2023-09-30 | 1,548,189 | 1,310,798 | 1,124,354 | 0.80 | 10.62 | 3.15 |
| 2023-12-31 | 1,617,504 | 1,301,282 | 1,170,069 | 0.75 | 9.97 | 3.09 |
| 2024-03-31 | 1,666,789 | 1,345,463 | 1,192,841 | 0.59 | 7.77 | 2.71 |
| 2024-06-30 | 1,743,571 | 1,417,417 | 1,210,152 | 0.61 | 8.11 | 2.70 |
| 2024-09-30 | 1,796,557 | 1,476,911 | 1,271,755 | 0.64 | 8.40 | 2.75 |
| 2024-12-31 | 1,784,242 | 1,465,689 | 1,325,071 | 0.68 | 8.96 | 2.84 |
| 2025-03-31 | 1,865,179 | 1,572,856 | 1,366,660 | 0.83 | 10.84 | 3.08 |
| 2025-06-30 | 1,866,743 | 1,618,543 | 1,421,947 | 0.87 | 11.14 | 3.12 |
| 2025-09-30 | 1,888,397 | 1,591,607 | 1,412,281 | 0.92 | 11.71 | 3.21 |
| 2025-12-31 | 1,916,599 | 1,557,064 | 1,457,263 | 0.93 | 11.58 | 3.25 |
| 2026-03-31 | 1,929,221 | 1,596,546 | 1,465,099 | 1.05 | 12.29 | 3.23 |
| 2026-06-30 | 1,979,313 | 1,678,393 | 1,528,746 | 1.07 | 12.47 | 3.30 |
12 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-04-02 | 1 | 3393785 | 3637247 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.