SOUTH SHORE BANK

FDIC #90303 · MA · period 20260630

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Total assets1,021,269-4.61% YoY

Total deposits765,163-10.08% YoY

Net loans and leases721,610-5.60% YoY

Return on assets0.37%-36.72% YoY

Return on equity3.34%-36.38% YoY

Net interest margin2.85%-5.14% YoY

Peer position

Return on assets15thopportunity · n=902

Return on equity18thopportunity · n=894

Net interest margin11thopportunity · n=902

Equity to assets35thin line · n=894

Noncurrent loans75thstrength · n=887

Liquid assets76thstrength · n=895

Brokered deposits63rdin line · n=890

Loans to deposits76thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,021,269	765,163	721,610	0.37	3.34	2.85
2016-06-30	1,039,329	791,553	739,393	0.22	1.96	2.86
2016-09-30	1,058,656	806,422	748,710	0.39	3.56	2.84
2016-12-31	1,042,176	820,468	758,641	0.43	3.85	2.95
2017-03-31	1,070,675	850,943	764,453	0.58	5.25	3.00
2017-06-30	1,072,427	847,894	774,203	0.57	5.13	3.10
2017-09-30	1,062,804	847,959	786,515	0.57	5.10	3.12
2017-12-31	1,344,260	1,088,057	974,365	0.35	3.16	3.12
2018-03-31	1,347,846	1,090,504	985,776	0.66	6.23	3.41
2018-06-30	1,382,976	1,125,049	1,015,952	0.61	5.81	3.32
2018-09-30	1,392,961	1,150,670	1,034,292	0.68	6.49	3.32
2018-12-31	1,418,126	1,172,241	1,059,076	0.73	7.02	3.36
2019-03-31	1,431,793	1,178,187	1,064,045	0.74	6.94	3.38
2019-06-30	1,482,441	1,231,295	1,098,610	0.77	7.19	3.37
2019-09-30	1,540,426	1,286,099	1,116,434	0.78	7.31	3.36
2019-12-31	1,566,357	1,314,293	1,203,349	0.76	7.18	3.34
2020-03-31	1,614,934	1,330,330	1,236,237	0.47	4.46	3.15
2020-06-30	1,831,530	1,509,405	1,368,766	0.28	2.82	2.99
2020-09-30	1,847,048	1,521,176	1,397,055	0.34	3.49	3.02
2020-12-31	1,898,435	1,591,387	1,355,207	0.41	4.15	3.05
2021-03-31	1,983,808	1,698,306	1,384,930	0.87	9.49	3.01
2021-06-30	1,995,578	1,708,573	1,309,704	0.96	10.44	3.08
2021-09-30	2,050,074	1,765,801	1,313,478	0.96	10.44	3.06
2021-12-31	2,054,713	1,780,859	1,299,762	0.96	10.40	3.03
2022-03-31	2,073,047	1,820,644	1,286,228	0.68	7.67	2.77
2022-06-30	2,109,761	1,856,246	1,353,616	0.76	8.80	2.87
2022-09-30	2,140,127	1,910,555	1,362,622	0.84	10.03	2.98
2022-12-31	2,111,040	1,876,111	1,373,493	0.98	11.83	3.06
2023-03-31	2,165,776	1,923,844	1,371,696	0.98	11.80	3.08
2023-06-30	2,121,760	1,873,715	1,383,744	0.82	9.67	3.00
2023-09-30	2,136,532	1,898,845	1,422,459	0.73	8.66	2.98
2023-12-31	2,158,010	1,878,610	1,435,113	0.72	8.35	2.95
2024-03-31	2,201,255	1,938,548	1,466,977	0.46	4.89	2.73
2024-06-30	2,187,468	1,930,972	1,487,324	0.49	5.20	2.76
2024-09-30	2,241,072	1,972,102	1,490,785	0.49	5.18	2.75
2024-12-31	2,255,062	1,989,545	1,538,141	0.38	4.04	2.77
2025-03-31	2,289,303	2,014,506	1,547,976	0.40	4.20	2.75
2025-06-30	2,396,074	2,109,959	1,565,256	0.47	5.01	2.76
2025-09-30	2,442,847	2,150,516	1,613,960	0.59	6.32	2.82
2025-12-31	2,472,672	2,166,046	1,636,836	0.67	7.11	2.84
2026-03-31	2,556,320	2,248,323	1,663,289	0.69	7.28	2.81
2026-06-30	2,523,127	2,218,250	1,687,017	0.71	7.42	2.86

Structure and branch footprint

13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2017-11-01	1	175672	772008
2004-02-20	1	2701833	772008
1997-10-01	1	148201	772008

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.