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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-09-30 | 1,140,443 | 1,038,813 | 984,858 | 0.78 | 8.87 | 3.93 |
| 2016-12-31 | 1,253,531 | 1,140,521 | 1,120,349 | 0.78 | 9.00 | 3.92 |
| 2017-03-31 | 1,268,080 | 1,151,719 | 1,133,615 | 0.85 | 10.35 | 3.78 |
| 2017-06-30 | 1,327,299 | 1,208,780 | 1,209,271 | 0.95 | 11.53 | 3.85 |
| 2017-09-30 | 1,440,376 | 1,306,650 | 1,287,549 | 0.97 | 11.70 | 3.90 |
| 2017-12-31 | 1,485,368 | 1,354,751 | 1,302,101 | 0.67 | 8.06 | 3.63 |
| 2018-03-31 | 1,463,951 | 1,329,890 | 1,295,210 | 1.04 | 12.58 | 3.74 |
| 2018-06-30 | 1,381,579 | 1,245,825 | 1,203,476 | 1.06 | 12.34 | 3.74 |
| 2018-09-30 | 1,382,226 | 1,242,356 | 1,240,928 | 1.00 | 11.41 | 3.83 |
| 2018-12-31 | 1,244,226 | 1,103,299 | 1,097,383 | 0.95 | 10.46 | 3.92 |
| 2019-03-31 | 1,653,977 | 1,497,357 | 1,440,779 | 0.96 | 10.30 | 3.78 |
| 2019-06-30 | 1,747,793 | 1,579,887 | 1,557,671 | 1.01 | 11.24 | 3.83 |
| 2019-09-30 | 1,709,771 | 1,534,066 | 1,548,154 | 1.19 | 13.29 | 3.84 |
| 2019-12-31 | 1,751,463 | 1,571,288 | 1,581,026 | 1.28 | 14.27 | 3.78 |
| 2020-03-31 | 1,860,972 | 1,677,034 | 1,678,187 | 0.63 | 7.06 | 3.54 |
| 2020-06-30 | 1,863,680 | 1,645,215 | 1,617,152 | 0.74 | 8.28 | 3.49 |
| 2020-09-30 | 2,010,416 | 1,785,055 | 1,811,531 | 0.76 | 8.72 | 3.40 |
| 2020-12-31 | 2,094,997 | 1,867,658 | 1,854,440 | 0.85 | 9.74 | 3.40 |
| 2021-03-31 | 2,150,543 | 1,919,979 | 1,875,922 | 0.95 | 11.30 | 3.38 |
| 2021-06-30 | 2,197,282 | 1,968,891 | 1,875,371 | 0.92 | 10.96 | 3.32 |
| 2021-09-30 | 2,164,014 | 1,951,322 | 1,902,041 | 0.91 | 10.75 | 3.32 |
| 2021-12-31 | 2,204,883 | 1,981,817 | 1,844,176 | 0.80 | 9.36 | 3.22 |
| 2022-03-31 | 2,421,376 | 2,191,524 | 2,140,439 | 0.89 | 10.62 | 3.19 |
| 2022-06-30 | 2,279,780 | 2,052,035 | 2,041,981 | 1.00 | 11.57 | 3.47 |
| 2022-09-30 | 2,344,834 | 2,110,591 | 2,114,261 | 1.07 | 12.30 | 3.71 |
| 2022-12-31 | 2,303,736 | 2,057,883 | 2,098,575 | 1.11 | 12.58 | 3.86 |
| 2023-03-31 | 2,577,874 | 2,326,757 | 2,158,437 | 1.33 | 14.90 | 4.30 |
| 2023-06-30 | 2,597,769 | 2,333,857 | 2,146,555 | 1.42 | 16.09 | 4.25 |
| 2023-09-30 | 2,453,855 | 2,176,497 | 2,061,778 | 1.39 | 15.48 | 4.27 |
| 2023-12-31 | 2,910,763 | 2,626,909 | 2,457,131 | 1.16 | 13.14 | 4.17 |
| 2024-03-31 | 2,861,069 | 2,570,905 | 2,451,908 | 0.85 | 10.15 | 3.63 |
| 2024-06-30 | 2,849,001 | 2,546,368 | 2,348,112 | 1.05 | 12.36 | 3.84 |
| 2024-09-30 | 2,860,974 | 2,546,520 | 2,389,203 | 1.01 | 11.63 | 3.91 |
| 2024-12-31 | 2,975,060 | 2,664,527 | 2,461,170 | 0.93 | 10.75 | 3.86 |
| 2025-03-31 | 3,294,195 | 2,977,155 | 2,814,404 | 0.64 | 7.53 | 3.28 |
| 2025-06-30 | 3,319,365 | 2,994,785 | 2,871,154 | 0.69 | 8.22 | 3.42 |
| 2025-09-30 | 3,437,870 | 3,107,220 | 3,001,256 | 0.69 | 8.27 | 3.47 |
| 2025-12-31 | 3,482,560 | 3,140,156 | 3,003,573 | 0.68 | 8.17 | 3.47 |
| 2026-03-31 | 3,578,112 | 3,232,140 | 3,141,746 | 0.60 | 7.19 | 3.33 |
| 2026-06-30 | 3,583,462 | 3,228,362 | 3,101,690 | 0.75 | 8.91 | 3.37 |
15 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-03-01 | 1 | 2994493 | 3110197 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.